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AARP Essential Rewards Mastercard

Barclays

AARP Essential Rewards Mastercard

Annual fee
No fee
Rewards
3% gas & drugstores, 2% medical, 1% else
Intro APR
0% for 15 billing cycles on balance transfers made in the first 45 days
Regular APR
20.49%–29.99% variable
Welcome offer
$100 after $500 spend in 90 days
Credit usually needed
Good
Card type
Cash back
Issuer
Barclays
Network
Mastercard Mastercard
Apply on the Barclays site

Terms checked on Oct. 26, 2026 on the issuer's own site. Source Rates and offers change; the issuer's page has the final terms.

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