lemonope

REI Co-op Mastercard

Capital One

REI Co-op Mastercard

Annual fee
No fee
Rewards
5% at REI (in rewards), 1.5% else
Intro APR
None listed
Regular APR
17.49%–28.49% variable
Welcome offer
$100 REI gift card after first non-REI purchase
Credit usually needed
Good
Card type
Store
Issuer
Capital One
Network
Mastercard Mastercard
Apply on the Capital One site Check pre-approval

Terms checked on Oct. 26, 2026 on the issuer's own site. Source Rates and offers change; the issuer's page has the final terms.

Also in

Related articles

Free credit card payoff calculator · 50/30/20 budget calculator · Blog

Estimate based on your answers, not a credit check. Approval is up to the issuer.

Answer 6 quick questions to see your approval odds