Capital One

Capital One VentureOne Rewards

Annual fee

No fee

Rewards

1.25x miles on every purchase, 5x hotels/cars via Capital One Travel

Intro APR

0% for 15 months on purchases and balance transfers

Regular APR

18.74%–28.74% variable

Welcome offer

20,000 miles after $500 spend in 3 months

Credit usually needed

Excellent

Card type

Travel

Issuer

Capital One

Network

Visa

Apply on the Capital One site ↗ Check pre-approval ↗

Terms checked on Oct. 26, 2026 on the issuer's own site. Source ↗ Rates and offers change; the issuer's page has the final terms.

Estimate based on your answers, not a credit check. Approval is up to the issuer. Advertiser disclosure

Answer 6 quick questions to see your approval odds ›