Chase

United Explorer Card

Annual fee

$150/yr

Rewards

3x United, 2x dining & hotels booked direct, 1x else; 9x total on United flights incl. MileagePlus member miles; free first checked bag

Intro APR

None listed

Regular APR

19.99%–28.49% variable

Welcome offer

70,000 miles after $3,000 spend in 3 months

Credit usually needed

Good

Card type

Airline

Issuer

Chase

Network

Visa

Apply on the Chase site ↗ Check pre-approval ↗

Terms checked on Oct. 29, 2026 on the issuer's own site. Source ↗ Rates and offers change; the issuer's page has the final terms.

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