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Citi Strata Elite Card

Citi

Citi Strata Elite Card

Annual fee
$595/yr
Rewards
12x hotels/cars via Citi Travel, 6x air via Citi Travel, 1.5x else
Intro APR
None listed
Regular APR
20.74%–28.74% variable
Welcome offer
75,000 points after $6,000 spend in 3 months
Credit usually needed
Excellent
Card type
Travel
Issuer
Citi
Network
Mastercard Mastercard
Apply on the Citi site Check pre-approval

Terms checked on Oct. 26, 2026 on the issuer's own site. Source Rates and offers change; the issuer's page has the final terms.

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