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Which credit card to use at Amazon

Amazon usually counts as online shopping. Some Amazon cards pay more only with a Prime membership. Check with your issuer.

Amazon usually counts as: Online shopping. A few cards pay more on US online shopping. What counts varies by issuer, so check yours.

Top cards at Amazon

Ranked by each card's published reward rate here: a bonus for this store, else a bonus for its category, else the card's everyday rate. Points and miles count as 1 cent each, hotel and store points as half. Cards whose terms list no rate for this kind of store and no everyday rate are left out. · Sorted by the card's own published terms, never by what an issuer pays.

  1. Visa Chase Prime Visa Annual fee: No fee 5% · Bonus at Amazon: “5% Amazon/Whole Foods/Chase Travel (Prime members)” More info
  2. Visa Chase Amazon Visa Annual fee: No fee 3% · Bonus at Amazon: “3% Amazon/Whole Foods/Chase Travel” More info
  3. American Express American Express Blue Cash Everyday Card Annual fee: No fee 3% · Online shopping rate: “3% US supermarkets, US online retail, US gas (up to $6k each/yr)” More info
  4. Visa Robinhood Robinhood Gold Card Annual fee: No fee 3% · Everyday rate (no bonus here): “3% cash back on all categories (Robinhood Gold membership required)” More info
  5. Mastercard Capital One BJ's One+ Mastercard Annual fee: No fee 2% · Everyday rate (no bonus here): “2% else; fuel discount” More info
  6. Mastercard Synchrony CareCredit Rewards Mastercard Annual fee: No fee 2x · Everyday rate (no bonus here): “2x else” More info
  7. Mastercard Citi Citi Double Cash Card Annual fee: No fee 2% · Everyday rate (no bonus here): “2% on every purchase (1% when you buy, 1% when you pay)” More info
  8. Visa Elan (Fidelity) Fidelity Rewards Visa Signature Annual fee: No fee 2% · Everyday rate (no bonus here): “2% back into a Fidelity account” More info
  9. Visa Navy Federal Credit Union Navy Federal cashRewards Plus Annual fee: No fee 2% · Everyday rate (no bonus here): “2% cash back on everything (membership required)” More info
  10. Mastercard Synchrony Synchrony Premier Mastercard Annual fee: No fee 2% · Everyday rate (no bonus here): “2% cash back on every purchase” More info

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