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Which credit card to use at Kroger

Supermarkets usually count as groceries. Superstores, warehouse clubs and convenience stores usually don't. Check with your issuer.

Kroger usually counts as: Groceries.

Top cards at Kroger

Ranked by each card's published reward rate here: a bonus for this store, else a bonus for its category, else the card's everyday rate. Points and miles count as 1 cent each, hotel and store points as half. Cards whose terms list no rate for this kind of store and no everyday rate are left out. · Sorted by the card's own published terms, never by what an issuer pays.

  1. American Express American Express Blue Cash Preferred Card Annual fee: $95/yr 6% · Groceries rate: “6% US supermarkets (up to $6k/yr) & select streaming” More info
  2. Visa Synchrony Verizon Visa Card Annual fee: No fee 4% · Groceries rate: “4% gas, grocery & dining” More info
  3. American Express American Express Gold Card Annual fee: $325/yr 4x · Groceries rate: “4x restaurants worldwide (up to $50K/yr) & US supermarkets (up to $25K/yr)” More info
  4. American Express American Express Blue Cash Everyday Card Annual fee: No fee 3% · Groceries rate: “3% US supermarkets, US online retail, US gas (up to $6k each/yr)” More info
  5. Mastercard Capital One Capital One Savor Cash Rewards Annual fee: No fee 3% · Groceries rate: “3% dining, entertainment, popular streaming & grocery stores” More info
  6. Mastercard Capital One Capital One Savor for Good Credit Annual fee: No fee 3% · Groceries rate: “3% dining, entertainment, streaming & grocery” More info
  7. Mastercard Capital One Capital One Savor Student Cash Rewards Annual fee: No fee 3% · Groceries rate: “3% dining, entertainment, streaming & grocery” More info
  8. Mastercard Synchrony CareCredit Rewards Mastercard Annual fee: No fee 3x · Groceries rate: “3x grocery & restaurants” More info
  9. Mastercard Citi Citi Strata Card Annual fee: No fee 3x · Groceries rate: “3x on a self-select category and grocery/gas/transit” More info
  10. American Express Navy Federal Credit Union Navy Federal More Rewards American Express Annual fee: No fee 3x · Groceries rate: “3x supermarkets/dining/gas/transit” More info

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