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Which credit card to use at Lyft

Rideshare usually counts as transit, along with trains, buses and parking. Check with your issuer.

Lyft usually counts as: Transit and rideshare.

Top cards at Lyft

Ranked by each card's published reward rate here: a bonus for this store, else a bonus for its category, else the card's everyday rate. Points and miles count as 1 cent each, hotel and store points as half. Cards whose terms list no rate for this kind of store and no everyday rate are left out. · Sorted by the card's own published terms, never by what an issuer pays.

  1. Mastercard Bilt Bilt Palladium Card Annual fee: $495/yr 4x · Bonus at Lyft: “4x Lyft” More info
  2. Mastercard Bilt Bilt Blue Card Annual fee: No fee 3x · Bonus at Lyft: “3x Lyft” More info
  3. Mastercard Citi Citi Strata Card Annual fee: No fee 3x · Transit and rideshare rate: “3x on a self-select category and grocery/gas/transit” More info
  4. American Express Navy Federal Credit Union Navy Federal More Rewards American Express Annual fee: No fee 3x · Transit and rideshare rate: “3x supermarkets/dining/gas/transit” More info
  5. Visa Robinhood Robinhood Gold Card Annual fee: No fee 3% · Everyday rate (no bonus here): “3% cash back on all categories (Robinhood Gold membership required)” More info
  6. Visa Wells Fargo Wells Fargo Autograph Annual fee: No fee 3x · Transit and rideshare rate: “3x dining, travel, gas, transit, streaming, phone plans” More info
  7. Mastercard Bilt Bilt Obsidian Card Annual fee: $95/yr 3x · Bonus at Lyft: “3x Lyft” More info
  8. American Express American Express Blue Cash Preferred Card Annual fee: $95/yr 3% · Transit and rideshare rate: “3% transit & US gas” More info
  9. Visa USAA USAA Eagle Navigator Visa Signature Annual fee: $95/yr 3x · Transit and rideshare rate: “3x travel & transit” More info
  10. Visa Chase Amazon Visa Annual fee: No fee 2% · Transit and rideshare rate: “2% gas/dining/transit” More info

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