Capital One Savor Cash Rewards

Cuota anual: Sin cuota
Recompensas: 3% dining, entertainment, popular streaming & grocery stores, 1% else; 5% hotels/vacation rentals/rental cars via Capital One Travel
APR inicial: 0% for 12 months on purchases and balance transfers
APR regular: 18.74%–28.74% variable
Bono de bienvenida: $200 after $500 spend in 3 months
Crédito que suele pedirse: Excelente
Tipo de tarjeta: Reembolso en efectivo (cash back)
Emisor: Capital One
Red: Mastercard

Solicitar en el sitio de Capital One Comprobar preaprobación

Condiciones revisadas el 26 de octubre de 2026 en el sitio del propio emisor. Fuente Las tasas y ofertas cambian; las condiciones finales están en la página del emisor.

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Reseña en inglés

Reseña de Capital One Savor Cash Rewards

A no-fee cash back card for people who spend on food and fun: 3% on dining, entertainment, streaming and grocery.

Para quién es

This card fits you if your spending leans toward restaurants, groceries, concerts, movies and streaming. You earn 3% cash back on dining, entertainment, popular streaming services and grocery stores, 5% on hotels, vacation rentals and rental cars booked through Capital One Travel, and 1% on everything else. There's no annual fee, and you get 0% intro APR for 12 months on purchases and balance transfers.

Quién debería evitarla

Skip it if your spending is spread out in categories it doesn't cover, where a flat 2% card earns more. And if you won't pay off purchases within the intro period, keep in mind the regular APR applies after that. Capital One generally looks for strong credit for this version of the card; if yours is still building, look at the student or good-credit versions in the catalog.

Cómo sacarle el máximo

Put dining, groceries, streaming and entertainment on this card. Use a flat-rate card for the rest. It has no foreign transaction fees, so it works well on trips. Pay the full statement every month and set up autopay. If you use the intro APR, divide the balance by 12 and pay at least that monthly.

Ventajas

3% on dining, entertainment, streaming and grocery
No annual fee
0% intro APR for 12 months on purchases and balance transfers
No foreign transaction fees

Desventajas

1% on everything else
Usually needs strong credit
Regular APR after the intro period

Preguntas frecuentes

Is the Capital One Savor worth it?

If you spend a lot on dining, groceries and entertainment, it's one of the best no-fee cards for those categories.

Does the Savor earn 3% at Walmart or Target?

Superstores like Walmart and Target usually don't count as grocery stores. Check Capital One's terms.

Savor or Blue Cash Everyday?

The Savor covers dining and entertainment; the Blue Cash Everyday covers online shopping and gas. Look at which categories you spend more on.

Does the Savor have an annual fee?

No.

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Capital One Savor Cash Rewards

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