Credit cards for groceries
Cards that pay extra at the supermarket. Sorted by the rate on groceries (hotel and store points count at about half). Some cap the bonus each year.
Estimate based on your answers, not a credit check. Approval is up to the issuer. Advertiser disclosureHow lemonope makes moneylemonope is free to use. If you click an Apply link and apply, or are approved, the card issuer or an affiliate partner may pay us. The amount differs from card to card.That never changes your approval odds, the order cards are shown in, or which cards we show. We never sell your personal information.Approval odds are estimates, not guarantees. The issuer decides. Card terms change often, so check the issuer's site before applying. We do not list every card on the market.Read the full disclosure · Sorted by the card's own published terms, never by what an issuer pays.
58 cards · Answer 6 quick questions to see your approval odds
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American ExpressAmerican Express Blue Cash Preferred CardCash back
6% US supermarkets (up to $6k/yr) & select streaming, 3% transit & US gas, 1% else
- Annual fee
- $95/yr
- Intro APR
- 0% for up to 18 months on purchases and balance transfers (Amex says it can be as short as 6 months)
- Regular APR
- 19.74%–28.74% variable
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SynchronyVerizon Visa CardCash back · 
4% gas, grocery & dining, 4% Verizon store purchases, 1% else (as Verizon Dollars)
- Annual fee
- No fee
- Regular APR
- 22.24%, 27.24% or 33.24% variable
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American ExpressAmerican Express Gold CardTravel
4x restaurants worldwide (up to $50K/yr) & US supermarkets (up to $25K/yr), 3x flights, 1x else; 5x prepaid hotels & 2x prepaid car rentals via Amex Travel; dining & Uber credits
- Annual fee
- $325/yr
- Regular APR
- Charge card (pay in full); Pay Over Time 19.74% to 28.74% variable APR
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PenFed Credit UnionPenFed Platinum Rewards Visa SignatureCash back ·
5x gas/EV charging, 3x grocery/restaurants/TV-radio-cable-streaming, 1x else
- Annual fee
- No fee
- Intro APR
- 0% for 12 months on balance transfers made in the first 60 days
- Regular APR
- 17.99% variable
- Welcome offer
- 15,000 points after $1,500 spend in 90 days
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Capital OneCapital One Savor Cash RewardsCash back · 
3% dining, entertainment, popular streaming & grocery stores, 1% else; 5% hotels/vacation rentals/rental cars via Capital One Travel
- Annual fee
- No fee
- Intro APR
- 0% for 12 months on purchases and balance transfers
- Regular APR
- 18.74%–28.74% variable
- Welcome offer
- $200 after $500 spend in 3 months
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SynchronyCareCredit Rewards MastercardStore ·
4x CareCredit network purchases under $200 (through 12/31/27), health & wellness and pet stores; 3x grocery & restaurants; 2x else
- Annual fee
- No fee
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CitiCiti Strata CardTravel ·
ThankYou points; 3x on a self-select category and grocery/gas/transit, 1x else
- Annual fee
- No fee
- Intro APR
- 0% for 15 months on purchases and balance transfers
- Regular APR
- 18.74%–28.74% variable
- Welcome offer
- 20,000 points after $1,000 spend in 3 months
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Navy Federal Credit UnionNavy Federal More Rewards American ExpressCash back · 
3x supermarkets/dining/gas/transit, 1x else
- Annual fee
- No fee
- Regular APR
- 14.15%–18.00% variable
- Welcome offer
- 20,000 points after $2,000 spend in 90 days
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Capital OneCapital One Savor Student Cash RewardsStudent ·
3% dining, entertainment, streaming & grocery, 1% else
- Annual fee
- No fee
- Regular APR
- 18.74%–28.74% variable
- Welcome offer
- $50 cash bonus
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American ExpressAmerican Express Blue Cash Everyday CardCash back
3% US supermarkets, US online retail, US gas (up to $6k each/yr), 1% else
- Annual fee
- No fee
- Intro APR
- 0% for 15 months on purchases and balance transfers
- Regular APR
- 19.74%–28.74% variable
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Capital OneCapital One Savor for Good CreditCash back ·
3% dining, entertainment, streaming & grocery, 1% else
- Annual fee
- No fee
- Regular APR
- 29.24% variable
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UpgradeUpgrade OneCard EssentialsCash back ·
3% gas, groceries, streaming, utilities; 1% else
- Annual fee
- No fee
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Wells FargoOne Key Card (Expedia)Travel ·
3% in OneKeyCash on Expedia/Hotels.com/Vrbo, gas, grocery, dining; 1.5% else
- Annual fee
- No fee
- Welcome offer
- $250 OneKeyCash after $2,000 spend in 3 months
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CitiWayfair Credit CardStore ·
7% back in rewards at Wayfair brands, 3% grocery, 2% online, 1% else
- Annual fee
- No fee
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Capital OneCapital One SavorOne Cash RewardsCash back ·
3% dining, entertainment, streaming & grocery, 1% else
- Annual fee
- $39/yr
- Regular APR
- 29.24% variable
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CitiCiti Strata Premier CardTravel ·
3x air travel, other hotels, restaurants, supermarkets, gas & EV charging, 1x else; 10x hotels, car rentals & attractions via Citi Travel
- Annual fee
- $95/yr
- Regular APR
- 19.74%–27.74% variable
- Welcome offer
- 60,000 points after $4,000 spend in 3 months
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ChaseChase Sapphire PreferredTravel ·
5x Chase Travel, 3x dining/gas stations/EV charging/vacation homes at top brands/streaming/online grocery, 2x other travel, 1x else; up to $100 Chase Travel hotel credit yearly
- Annual fee
- $95/yr
- Regular APR
- 19.49%–27.74% variable
- Welcome offer
- 75,000 points after $5,000 spend in 3 months
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BiltBilt Obsidian CardTravel ·
Up to 1.25x rent & mortgage (no fee), 3x other dining or grocery (pick one; grocery up to $25K/yr), 2x other travel, 1x else; up to 6x at Bilt Dining partner restaurants, 3x Lyft, up to 4x hotels & flights via Bilt Travel; $100 hotel credit
- Annual fee
- $95/yr
- Welcome offer
- $200 of Bilt Cash
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American ExpressHilton Honors American Express Surpass CardHotel
12x Hilton, 6x US restaurants/US supermarkets/US gas, 4x US online retail, 3x else
- Annual fee
- $150/yr
- Regular APR
- 19.74%–28.74% variable
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ChaseAeroplan CardAirline ·
3x Air Canada, 3x travel, 2x grocery & dining, 2x gas, 1x else; 3x grocery & dining through 12/31/26; up to 5x total at Air Canada with 25K status; up to $100 Air Canada credits
- Annual fee
- $195/yr
- Regular APR
- 19.99%–28.49% variable
- Welcome offer
- 75,000 points after $4,000 spend in 3 months
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American ExpressHilton Honors American Express CardHotel
7x Hilton, 5x restaurants/US supermarkets/US gas, 3x else
- Annual fee
- No fee
- Regular APR
- 19.74%–28.74% variable
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Wells FargoChoice Privileges Select MastercardHotel ·
10x Choice Hotels, 5x gas/grocery/home improvement/phone plans, 1x else; 30,000 anniversary points, Platinum Elite status
- Annual fee
- $95/yr
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ChaseIHG One Rewards PremierHotel ·
10x IHG, 5x flights booked direct/car rentals/dining/grocery/gas, 3x else; up to 24x total at IHG; anniversary free night
- Annual fee
- $150/yr
- Regular APR
- 19.49%–27.99% variable
- Welcome offer
- 180,000 bonus points
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U.S. BankU.S. Bank Altitude Connect Visa SignatureTravel ·
4x travel, 4x gas & EV charging (first $1,000/quarter), 2x grocery/dining/streaming, 1x else; 5x prepaid hotels & car rentals via U.S. Bank Travel Center
- Annual fee
- No fee
- Intro APR
- 0% for 15 billing cycles on purchases and balance transfers
- Regular APR
- 17.74%–27.74% variable
- Welcome offer
- 20,000 bonus points
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