lemonope

Capital One Spark Classic

Capital One

Capital One Spark Classic

Annual fee
No fee
Rewards
1% cash back; for fair credit
Intro APR
None listed
Regular APR
29.24% variable
Welcome offer
None listed
Credit usually needed
Good
Card type
Business
Issuer
Capital One
Network
Mastercard Mastercard
Apply on the Capital One site

Terms checked on Oct. 26, 2026 on the issuer's own site. Source Rates and offers change; the issuer's page has the final terms.

Also in

Related articles

Free credit card payoff calculator · 50/30/20 budget calculator · Blog

Estimate based on your answers, not a credit check. Approval is up to the issuer.

Answer 6 quick questions to see your approval odds