Business credit cards
For business spending, kept separate from your personal cards. Sorted by rewards strength.
Estimate based on your answers, not a credit check. Approval is up to the issuer. Advertiser disclosureHow lemonope makes moneylemonope is free to use. If you click an Apply link and apply, or are approved, the card issuer or an affiliate partner may pay us. The amount differs from card to card.That never changes your approval odds, the order cards are shown in, or which cards we show. We never sell your personal information.Approval odds are estimates, not guarantees. The issuer decides. Card terms change often, so check the issuer's site before applying. We do not list every card on the market.Read the full disclosure · Sorted by the card's own published terms, never by what an issuer pays.
48 cards · Answer 6 quick questions to see your approval odds
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U.S. BankU.S. Bank Business Essentials PlusBusiness · 
5% your top eligible category each month (up to $200,000/yr), 2% else; more with qualifying business checking balances
- Annual fee
- $295/yr
- Welcome offer
- $1,000 after $15,000 spend in 150 days
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ChaseInk Business PreferredBusiness ·
3x travel, shipping, internet/phone, ads (first $150k)
- Annual fee
- $95/yr
- Regular APR
- 17.99%–26.99% variable
- Welcome offer
- 100,000 points after $8,000 spend in 3 months
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ChaseInk Business CashBusiness ·
5% office supply stores/internet/cable/phone, 2% gas & dining (each on first $25,000/yr), 1% else
- Annual fee
- No fee
- Intro APR
- 0% for 12 months on purchases
- Regular APR
- 16.99%–24.99% variable
- Welcome offer
- $750 after $6,000 spend in 3 months
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CitiCostco Anywhere Visa Business Card by CitiBusiness ·
5% gas at Costco, 4% other gas & EV charging (first $7,000/yr combined), 3% restaurants & travel, 2% Costco, 1% else
- Annual fee
- No fee
- Regular APR
- 18.99%–26.99% variable
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U.S. BankU.S. Bank Business Altitude ConnectBusiness ·
4x travel, gas & EV charging (first $150,000/yr), 2x dining & cell phone, 1x else; 5x hotels & car rentals via U.S. Bank Travel Center
- Annual fee
- No fee
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U.S. BankU.S. Bank Business EssentialsBusiness ·
2% cash back on every purchase, 6% prepaid hotels/cars via Travel Center; 2.5% on the first $10,000/mo with qualifying US Bank business checking balances
- Annual fee
- No fee
- Intro APR
- 0% for 12 billing cycles on purchases
- Regular APR
- 16.99%–27.99% variable
- Welcome offer
- $500 cash back after $5,000 spend in 150 days
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ChaseSapphire Reserve for BusinessBusiness ·
8x Chase Travel, 4x flights & hotels booked direct, 3x social & search ads, 1x else; 5x Lyft through 9/30/27
- Annual fee
- $795/yr
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ChaseInk Business PremierBusiness ·
2.5% on purchases $5k+, 2% else; pay-in-full card
- Annual fee
- $195/yr
- Regular APR
- 17.99%–28.74% variable
- Welcome offer
- $1,000 after $10,000 spend in 3 months
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ChaseIHG One Rewards Business CardBusiness · 
10x IHG, 5x flights booked direct/car rentals/dining/advertising/gas, 3x else; up to 26x total at IHG
- Annual fee
- $200/yr
- Regular APR
- 19.49%–27.99% variable
- Welcome offer
- 190,000 points after $5,000 spend in 3 months
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American ExpressAmerican Express Business Gold CardBusiness
4x your top 2 of 6 business categories each month (first $150,000/yr), 1x else; 3x flights & prepaid hotels via Amex Travel
- Annual fee
- $375/yr
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Capital OneCapital One Spark CashBusiness ·
2% cash back on every purchase
- Annual fee
- $95/yr
- Regular APR
- 24.74% variable
- Welcome offer
- $1,000 after $10,000 spend in 3 months
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Capital OneCapital One Venture BusinessBusiness ·
2x miles on every purchase
- Annual fee
- $95/yr
- Regular APR
- 24.74% variable
- Welcome offer
- 100,000 miles after $10,000 spend in 3 months
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BarclaysJetBlue Business CardBusiness ·
6x JetBlue, 2x restaurants & office supply stores, 1x else; free first checked bag
- Annual fee
- $99/yr
- Regular APR
- 19.74%–29.74% variable
- Welcome offer
- 50,000 points after qualifying activity
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ChaseWorld of Hyatt Business CardBusiness ·
4x Hyatt, 2x your top 3 business categories each quarter & gym memberships, 1x else; up to 9x total at Hyatt
- Annual fee
- $199/yr
- Regular APR
- 19.49%–27.99% variable
- Welcome offer
- 70,000 points after $7,000 spend in 3 months
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Capital OneCapital One Venture X BusinessBusiness ·
2x miles on everything, 10x/5x via Capital One Travel
- Annual fee
- $395/yr
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Capital OneCapital One Spark Cash PlusBusiness ·
2% cash back on every purchase; pay-in-full card
- Annual fee
- $150/yr
- Welcome offer
- $4,000+ in cash bonuses (tiered spend)
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American ExpressAmerican Express Graphite Business Cash Unlimited CardBusiness
Unlimited 2% cash back on business purchases
- Annual fee
- $295/yr
- Welcome offer
- $1,500 cash back after $50,000 spend in 6 months
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U.S. BankAmazon Business Prime CardBusiness ·
5% back at Amazon, Amazon Business, AWS & Whole Foods with Prime (first $150,000/yr), 2% your top 3 business categories, 1% else; 5% prepaid travel via U.S. Bank Travel Center
- Annual fee
- No fee
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ChaseUnited Business CardBusiness ·
2x dining, gas, office supply stores, local transit & United, 1x else; 8x total on United flights incl. MileagePlus member miles
- Annual fee
- $150/yr
- Regular APR
- 19.99%–28.49% variable
- Welcome offer
- Up to 100,000 miles + 2,000 PQP
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Capital OneBass Pro Shops & Cabela's CLUB Business MastercardBusiness ·
5% back in CLUB points at Bass Pro Shops & Cabela's, 1.5% else
- Annual fee
- No fee
- Welcome offer
- $75 in CLUB points after $1,000 spend in 60 days
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ChaseUnited Club Business CardBusiness ·
2x United, 1.5x else; 8x total on United flights incl. MileagePlus member miles; 5x hotels prepaid via Renowned Hotels; United Club membership
- Annual fee
- $695/yr
- Regular APR
- 19.99%–28.49% variable
- Welcome offer
- Up to 100,000 miles + 2,000 PQP
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ChaseSouthwest Rapid Rewards Performance BusinessBusiness ·
4x Southwest, 2x hotels booked direct, gas, restaurants & local transit, 1x else; 9,000 anniversary points
- Annual fee
- $299/yr
- Regular APR
- 19.49%–27.99% variable
- Welcome offer
- 80,000 points after $5,000 spend in 3 months
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BarclaysMy GM Business CardBusiness ·
7x GM purchases, 3x else in GM Business Card Points
- Annual fee
- No fee
- Regular APR
- 22.49%–32.49% variable
- Welcome offer
- 100,000 points after $5,000 spend
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Capital OneCapital One VentureOne BusinessBusiness ·
1.5x miles on every purchase, 5x hotels/vacation rentals/rental cars via Capital One Business Travel
- Annual fee
- No fee
- Regular APR
- 16.99%–22.99% variable
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