Citi

Citi Strata Premier Card

Annual fee

$95/yr

Rewards

3x air travel, other hotels, restaurants, supermarkets, gas & EV charging, 1x else; 10x hotels, car rentals & attractions via Citi Travel

Intro APR

None listed

Regular APR

19.74%–27.74% variable

Welcome offer

60,000 points after $4,000 spend in 3 months

Credit usually needed

Excellent

Card type

Travel

Issuer

Citi

Network

Mastercard

Apply on the Citi site ↗ Check pre-approval ↗

Terms checked on Oct. 28, 2026 on the issuer's own site. Source ↗ Rates and offers change; the issuer's page has the final terms.

Estimate based on your answers, not a credit check. Approval is up to the issuer. Advertiser disclosure

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