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Citi Strata Card

Citi

Citi Strata Card

Annual fee
No fee
Rewards
ThankYou points; 3x on a self-select category and grocery/gas/transit, 1x else
Intro APR
0% for 15 months on purchases and balance transfers
Regular APR
18.74%–28.74% variable
Welcome offer
20,000 points after $1,000 spend in 3 months
Credit usually needed
Good
Card type
Travel
Issuer
Citi
Network
Mastercard Mastercard
Apply on the Citi site Check pre-approval

Terms checked on Oct. 26, 2026 on the issuer's own site. Source Rates and offers change; the issuer's page has the final terms.

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