PenFed Credit Union

PenFed Platinum Rewards Visa Signature

Annual fee

No fee

Rewards

5x gas/EV charging, 3x grocery/restaurants/TV-radio-cable-streaming, 1x else

Intro APR

0% for 12 months on balance transfers made in the first 60 days

Regular APR

17.99% variable

Welcome offer

15,000 points after $1,500 spend in 90 days

Credit usually needed

Good

Card type

Cash back

Issuer

PenFed Credit Union

Network

Visa

Apply on the PenFed Credit Union site ↗

Terms checked on Oct. 26, 2026 on the issuer's own site. Source ↗ Rates and offers change; the issuer's page has the final terms.

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