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Which credit card to use at Apple Store

Some cards pay extra at Apple itself. Bonuses for paying with Apple Pay at other stores aren't counted here. Check with your issuer.

Apple Store usually counts as: Everyday purchases. Most issuers don't give this kind of store a bonus category, so your card's everyday rate usually applies, unless the card has a bonus for this store itself.

Top cards at Apple Store

Ranked by each card's published reward rate here: a bonus for this store, else a bonus for its category, else the card's everyday rate. Points and miles count as 1 cent each, hotel and store points as half. Cards whose terms list no rate for this kind of store and no everyday rate are left out. · Sorted by the card's own published terms, never by what an issuer pays.

  1. Mastercard Goldman Sachs Apple Card Annual fee: No fee 3% · Bonus at Apple Store: “3% Apple & select merchants via Apple Pay” More info
  2. Visa Robinhood Robinhood Gold Card Annual fee: No fee 3% · Everyday rate (no bonus here): “3% cash back on all categories (Robinhood Gold membership required)” More info
  3. Mastercard Capital One BJ's One+ Mastercard Annual fee: No fee 2% · Everyday rate (no bonus here): “2% else; fuel discount” More info
  4. Mastercard Synchrony CareCredit Rewards Mastercard Annual fee: No fee 2x · Everyday rate (no bonus here): “2x else” More info
  5. Mastercard Citi Citi Double Cash Card Annual fee: No fee 2% · Everyday rate (no bonus here): “2% on every purchase (1% when you buy, 1% when you pay)” More info
  6. Visa Elan (Fidelity) Fidelity Rewards Visa Signature Annual fee: No fee 2% · Everyday rate (no bonus here): “2% back into a Fidelity account” More info
  7. Visa Navy Federal Credit Union Navy Federal cashRewards Plus Annual fee: No fee 2% · Everyday rate (no bonus here): “2% cash back on everything (membership required)” More info
  8. Mastercard Synchrony Synchrony Premier Mastercard Annual fee: No fee 2% · Everyday rate (no bonus here): “2% cash back on every purchase” More info
  9. Visa Capital One T-Mobile Visa Card Annual fee: No fee 2% · Everyday rate (no bonus here): “2% else (in T-Mobile Rewards)” More info
  10. Visa TD Bank TD Double Up Credit Card Annual fee: No fee 2% · Everyday rate (no bonus here): “2% cash back on everything” More info

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