Which credit card to use at Macy's

Most issuers don't give this kind of store a bonus category, so your card's everyday rate usually applies, unless the card has a bonus for this store itself.

Macy's usually counts as: Everyday purchases.

Top cards at Macy's

Ranked by each card's published reward rate here: a bonus for this store, else a bonus for its category, else the card's everyday rate. Points and miles count as 1 cent each, hotel and store points as half. Cards whose terms list no rate for this kind of store and no everyday rate are left out. Advertiser disclosure · Sorted by the card's own published terms, never by what an issuer pays.

1. Robinhood Robinhood Gold Card Annual fee: No fee 3% · Everyday rate (no bonus here): “3% cash back on all categories (Robinhood Gold membership required)” More info ›
2. Capital One BJ's One+ Mastercard Annual fee: No fee 2% · Everyday rate (no bonus here): “2% else; fuel discount” More info ›
3. Synchrony CareCredit Rewards Mastercard Annual fee: No fee 2x · Everyday rate (no bonus here): “2x else” More info ›
4. Citi Citi Double Cash Card Annual fee: No fee 2% · Everyday rate (no bonus here): “2% on every purchase (1% when you buy, 1% when you pay)” More info ›
5. Elan (Fidelity) Fidelity Rewards Visa Signature Annual fee: No fee 2% · Everyday rate (no bonus here): “2% back into a Fidelity account” More info ›
6. Citi Macy's Credit Card Annual fee: No fee 2% · Bonus at Macy's: “2% back in Star Money at Macy's for new cardholders (more at higher Star Rewards tiers); st… More info ›
7. Navy Federal Credit Union Navy Federal cashRewards Plus Annual fee: No fee 2% · Everyday rate (no bonus here): “2% cash back on everything (membership required)” More info ›
8. Synchrony Synchrony Premier Mastercard Annual fee: No fee 2% · Everyday rate (no bonus here): “2% cash back on every purchase” More info ›
9. Capital One T-Mobile Visa Card Annual fee: No fee 2% · Everyday rate (no bonus here): “2% else (in T-Mobile Rewards)” More info ›
10. TD Bank TD Double Up Credit Card Annual fee: No fee 2% · Everyday rate (no bonus here): “2% cash back on everything” More info ›

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