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Upgrade OneCard Essentials

Upgrade

Upgrade OneCard Essentials

Annual fee
No fee
Rewards
3% gas, groceries, streaming, utilities; 1% else
Intro APR
None listed
Regular APR
Not listed
Welcome offer
None listed
Credit usually needed
Fair
Card type
Cash back
Issuer
Upgrade
Network
Visa Visa
Apply on the Upgrade site

Terms checked on Oct. 26, 2026 on the issuer's own site. Source Rates and offers change; the issuer's page has the final terms.

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