Best Travel Credit Cards of 2026
Points or miles for flights, hotels and everyday spending. Sorted by rewards strength; travel credits count against a higher annual fee.
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Sorted by the card's own published terms, never by what an issuer pays.
Top 10 cards · See all 32 on the full list
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Credit One BankCredit One Bank Wander American Express CardTravel · 
10x hotels/cars via Credit One's travel partner, 5x travel/dining/gas, 1x else (as points)
- Annual fee
- $95/yr
- Regular APR
- 29.74% variable
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ChaseChase Sapphire ReserveTravel · 
8x Chase Travel, 4x flights/hotels direct, 3x dining, 1x else; $300 travel credit
- Annual fee
- $795/yr
- Regular APR
- 19.74%–28.24% variable
- Welcome offer
- 100,000 points after $6,000 spend in 3 months
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ChaseChase Sapphire PreferredTravel ·
5x Chase Travel, 3x dining/gas stations/EV charging/vacation homes at top brands/streaming/online grocery, 2x other travel, 1x else; up to $100 Chase Travel hotel credit yearly
- Annual fee
- $95/yr
- Regular APR
- 19.49%–27.74% variable
- Welcome offer
- 75,000 points after $5,000 spend in 3 months
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American ExpressAmerican Express Gold CardTravel
4x restaurants worldwide (up to $50K/yr) & US supermarkets (up to $25K/yr), 3x flights, 1x else; 5x prepaid hotels & 2x prepaid car rentals via Amex Travel; dining & Uber credits
- Annual fee
- $325/yr
- Regular APR
- Charge card (pay in full); Pay Over Time 19.74% to 28.74% variable APR
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BiltBilt Obsidian CardTravel · 
Up to 1.25x rent & mortgage (no fee), 3x other dining or grocery (pick one; grocery up to $25K/yr), 2x other travel, 1x else; up to 6x at Bilt Dining partner restaurants, 3x Lyft, up to 4x hotels & flights via Bilt Travel; $100 hotel credit
- Annual fee
- $95/yr
- Welcome offer
- $200 of Bilt Cash
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Wells FargoWells Fargo Autograph JourneyTravel ·
5x hotels, 4x airlines, 3x other travel & dining, 1x else
- Annual fee
- $95/yr
- Welcome offer
- 60,000 points after $4,000 spend in 3 months
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American ExpressThe Platinum Card from American ExpressTravel
5x flights booked direct (up to $500,000/yr), 1x else; 5x flights & prepaid hotels via Amex Travel; large set of travel & lifestyle credits
- Annual fee
- $895/yr
- Regular APR
- Charge card (pay in full); Pay Over Time 19.74% to 28.74% variable APR
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U.S. BankU.S. Bank Altitude Connect Visa SignatureTravel ·
4x travel, 4x gas & EV charging (first $1,000/quarter), 2x grocery/dining/streaming, 1x else; 5x prepaid hotels & car rentals via U.S. Bank Travel Center
- Annual fee
- No fee
- Intro APR
- 0% for 15 billing cycles on purchases and balance transfers
- Regular APR
- 17.74%–27.74% variable
- Welcome offer
- 20,000 bonus points
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Navy Federal Credit UnionNavy Federal Flagship Premier Visa SignatureTravel ·
4x travel, 3x dining, 1x else; $100 annual airline credit
- Annual fee
- $95/yr
- Regular APR
- 15.74%–18.00% variable
- Welcome offer
- 50,000 points after $4,000 spend in 90 days
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CitiCiti Strata Premier CardTravel ·
3x air travel, other hotels, restaurants, supermarkets, gas & EV charging, 1x else; 10x hotels, car rentals & attractions via Citi Travel
- Annual fee
- $95/yr
- Regular APR
- 19.74%–27.74% variable
- Welcome offer
- 60,000 points after $4,000 spend in 3 months
Terms checked on Oct. 26, 2026 on the issuer's own site. Rates and offers change; the issuer's page has the final terms.
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