American Express Blue Cash Preferred Card vs American Express Blue Cash Everyday Card
Side by side, with every fee, rate and offer as the issuer publishes it.
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| Card | American Express American Express Blue Cash Preferred Card |
American Express American Express Blue Cash Everyday Card |
|---|---|---|
| Annual fee | $95/yr | No fee |
| Rewards | 6% US supermarkets (up to $6k/yr) & select streaming, 3% transit & US gas, 1% else | 3% US supermarkets, US online retail, US gas (up to $6k each/yr), 1% else |
| Welcome offer | None listed | None listed |
| Intro APR | 0% for up to 18 months on purchases and balance transfers (Amex says it can be as short as 6 months) | 0% for 15 months on purchases and balance transfers |
| Regular APR | 19.74%–28.74% variable | 19.74%–28.74% variable |
| Credit usually needed | Good | Good |
| Network | American Express | American Express |
| Card type | Cash back | Cash back |
| Links | Apply More info | Apply More info |
Key differences
- American Express Blue Cash Everyday Card has the lower annual fee: $0 vs $95 for American Express Blue Cash Preferred Card.
- American Express Blue Cash Preferred Card has the longer 0% intro APR on purchases (18 months).
Where each card fits
American Express Blue Cash Preferred Card
Popular 0% intro APR Balance transfer Cash back Groceries Gas
American Express Blue Cash Everyday Card
Popular 0% intro APR Balance transfer Cash back No annual fee Groceries Gas
Terms checked on Oct. 26, 2026 on the issuer's own site. Rates and offers change; the issuer's page has the final terms.
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