0% 优惠期年利率信用卡
新消费在一段时间内不收利息。0% 优惠期最长的排在前面。优惠期结束后将按常规年利率计息，记得在那之前还清。
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36 张卡 · 另有 11 张商务卡在“商务”类别中 · 回答 6 个简单问题，查看你的获批概率
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U.S. BankU.S. Bank Shield Visa余额转账 · 
No rewards except 4% back on prepaid travel via U.S. Bank Travel Center; long intro APR
- 年费
- 无年费
- 优惠期年利率
- 0% for 21 billing cycles on purchases and balance transfers
- 常规年利率
- 17.24%–28.24% variable
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Bank of AmericaBankAmericard余额转账 · 
No rewards; long intro APR
- 年费
- 无年费
- 优惠期年利率
- 0% for 21 billing cycles on purchases and balance transfers made in the first 60 days
- 常规年利率
- 15.24%–26.24% variable
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Bank of AmericaBankAmericard for Students学生 ·
No rewards; intro APR
- 年费
- 无年费
- 优惠期年利率
- 0% for 21 billing cycles on purchases and balance transfers made in the first 60 days
- 常规年利率
- 15.24%–26.24% variable
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ChaseSlate Credit Card余额转账 ·
No rewards; long intro APR on balance transfers
- 年费
- 无年费
- 优惠期年利率
- 0% for 21 months on purchases and balance transfers
- 常规年利率
- 18.49%–28.49% variable
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Wells FargoWells Fargo Reflect余额转账 ·
No rewards; long intro APR on purchases & balance transfers
- 年费
- 无年费
- 优惠期年利率
- 0% for 21 months on purchases and qualifying balance transfers
- 常规年利率
- 17.74%, 24.24% or 28.49% variable
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CitiCiti Simplicity Card余额转账 ·
No rewards; no late fees, long intro APR
- 年费
- 无年费
- 优惠期年利率
- 0% for 18 months on purchases (balance-transfer intro also offered)
- 常规年利率
- 17.74%–28.49% variable
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American ExpressAmerican Express Blue Cash Preferred Card返现
6% US supermarkets (up to $6k/yr) & select streaming, 3% transit & US gas, 1% else
- 年费
- $95/年
- 优惠期年利率
- 0% for up to 18 months on purchases and balance transfers (Amex says it can be as short as 6 months)
- 常规年利率
- 19.74%–28.74% variable
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U.S. BankU.S. Bank Altitude Connect Visa Signature旅行 ·
4x travel, 4x gas & EV charging (first $1,000/quarter), 2x grocery/dining/streaming, 1x else; 5x prepaid hotels & car rentals via U.S. Bank Travel Center
- 年费
- 无年费
- 优惠期年利率
- 0% for 15 billing cycles on purchases and balance transfers
- 常规年利率
- 17.74%–27.74% variable
- 开卡奖励
- 20,000 bonus points
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U.S. BankU.S. Bank Cash+ Visa Signature返现 ·
5% on two categories you choose (up to $2k/qtr), 2% one everyday category, 1% else
- 年费
- 无年费
- 优惠期年利率
- 0% for 15 billing cycles on purchases and balance transfers
- 常规年利率
- 17.99%–28.24% variable
- 开卡奖励
- $200 after $1,000 spend
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ChaseChase Freedom Unlimited返现 ·
1.5% everything, 3% dining & drugstores, 5% Chase Travel
- 年费
- 无年费
- 优惠期年利率
- 0% for 15 months on purchases and balance transfers
- 常规年利率
- 18.49%–27.99% variable
- 开卡奖励
- $200 bonus after $500 spend in 3 months
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ChaseChase Freedom Flex返现 ·
5% rotating quarterly categories, 3% dining & drugstores, 1% else
- 年费
- 无年费
- 优惠期年利率
- 0% for 15 months on purchases and balance transfers
- 常规年利率
- 18.49%–27.99% variable
- 开卡奖励
- $250 bonus after $500 spend in 3 months
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U.S. BankU.S. Bank Altitude Go Visa Signature返现 ·
4x dining, 2x grocery/gas/streaming, 1x else
- 年费
- 无年费
- 优惠期年利率
- 0% for 15 billing cycles on purchases and balance transfers
- 常规年利率
- 17.74%–27.74% variable
- 开卡奖励
- 20,000 bonus points
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CitiCiti Strata Card旅行 ·
ThankYou points; 3x on a self-select category and grocery/gas/transit, 1x else
- 年费
- 无年费
- 优惠期年利率
- 0% for 15 months on purchases and balance transfers
- 常规年利率
- 18.74%–28.74% variable
- 开卡奖励
- 20,000 points after $1,000 spend in 3 months
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Bank of AmericaBank of America Customized Cash Rewards返现 ·
3% in a category you choose, 2% grocery & wholesale clubs (up to $2,500/qtr combined), 1% else
- 年费
- 无年费
- 优惠期年利率
- 0% for 15 billing cycles on purchases and balance transfers made in the first 60 days
- 常规年利率
- 17.74%–27.74% variable
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American ExpressAmerican Express Blue Cash Everyday Card返现
3% US supermarkets, US online retail, US gas (up to $6k each/yr), 1% else
- 年费
- 无年费
- 优惠期年利率
- 0% for 15 months on purchases and balance transfers
- 常规年利率
- 19.74%–28.74% variable
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Capital OneCapital One VentureOne Rewards旅行 ·
1.25x miles on every purchase, 5x hotels/cars via Capital One Travel
- 年费
- 无年费
- 优惠期年利率
- 0% for 15 months on purchases and balance transfers
- 常规年利率
- 18.74%–28.74% variable
- 开卡奖励
- 20,000 miles after $500 spend in 3 months
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DiscoverDiscover it Cash Back返现
5% rotating quarterly categories (up to $1,500), 1% else; Cashback Match first year
- 年费
- 无年费
- 优惠期年利率
- 0% for 15 months on purchases and balance transfers
- 常规年利率
- 18.74%–28.74% variable
- 开卡奖励
- $200 after $500 spend in 3 months (plus first-year Cashback Match)
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DiscoverDiscover it NHL Card返现
5% rotating categories, 1% else; NHL team designs
- 年费
- 无年费
- 优惠期年利率
- 0% for 15 months on purchases and balance transfers
- 常规年利率
- 18.74%–28.74% variable
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Bank of AmericaBank of America Travel Rewards旅行 ·
1.5 points per $1 on all purchases, no foreign fees
- 年费
- 无年费
- 优惠期年利率
- 0% for 15 billing cycles on purchases and balance transfers made in the first 60 days
- 常规年利率
- 17.74%–27.74% variable
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Bank of AmericaBank of America Travel Rewards for Students学生 ·
1.5 points per $1, no foreign fees
- 年费
- 无年费
- 优惠期年利率
- 0% for 15 billing cycles on purchases and balance transfers made in the first 60 days
- 常规年利率
- 17.74%–27.74% variable
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Bank of AmericaBank of America Unlimited Cash Rewards返现 ·
1.5% cash back on all purchases
- 年费
- 无年费
- 优惠期年利率
- 0% for 15 billing cycles on purchases and balance transfers made in the first 60 days
- 常规年利率
- 17.74%–27.74% variable
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Bank of AmericaBank of America Unlimited Cash Rewards for Students学生 ·
1.5% on all purchases
- 年费
- 无年费
- 优惠期年利率
- 0% for 15 billing cycles on purchases and balance transfers made in the first 60 days
- 常规年利率
- 17.74%–27.74% variable
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DiscoverDiscover it Chrome返现
2% gas & restaurants (up to $1,000/qtr), 1% else; Cashback Match
- 年费
- 无年费
- 优惠期年利率
- 0% for 15 months on purchases and balance transfers
- 常规年利率
- 17.74%–26.74% variable
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DiscoverDiscover it Miles旅行
1.5x miles on every purchase; Miles Match first year
- 年费
- 无年费
- 优惠期年利率
- 0% for 15 months on purchases and balance transfers
- 常规年利率
- 17.74%–26.74% variable
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