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余额转账信用卡

把高息卡上的欠款转过来，少付利息、慢慢还清。0% 转账期最长的排在前面。大多数卡会收取转账手续费，请查看条款。

根据你的回答估算，并非信用查询。是否获批由发卡机构决定。 · 按卡片公布的条款排序，绝不看发卡机构付了多少钱。

56 张卡 · 另有 2 张商务卡在“商务”类别中 · 回答 6 个简单问题，查看你的获批概率

  1. U.S. BankU.S. Bank Shield Visa余额转账 · Visa

    No rewards except 4% back on prepaid travel via U.S. Bank Travel Center; long intro APR

    年费
    无年费
    优惠期年利率
    0% for 21 billing cycles on purchases and balance transfers
    常规年利率
    17.24%–28.24% variable
    申请 详情
  2. Bank of AmericaBankAmericard余额转账 · Mastercard

    No rewards; long intro APR

    年费
    无年费
    优惠期年利率
    0% for 21 billing cycles on purchases and balance transfers made in the first 60 days
    常规年利率
    15.24%–26.24% variable
    申请 查看预批准 详情
  3. Bank of AmericaBankAmericard for Students学生 · Mastercard

    No rewards; intro APR

    年费
    无年费
    优惠期年利率
    0% for 21 billing cycles on purchases and balance transfers made in the first 60 days
    常规年利率
    15.24%–26.24% variable
    申请 查看预批准 详情
  4. ChaseSlate Credit Card余额转账 · Visa

    No rewards; long intro APR on balance transfers

    年费
    无年费
    优惠期年利率
    0% for 21 months on purchases and balance transfers
    常规年利率
    18.49%–28.49% variable
    申请 查看预批准 详情
  5. Wells FargoWells Fargo Reflect余额转账 · Visa

    No rewards; long intro APR on purchases & balance transfers

    年费
    无年费
    优惠期年利率
    0% for 21 months on purchases and qualifying balance transfers
    常规年利率
    17.74%, 24.24% or 28.49% variable
    申请 查看预批准 详情
  6. CitiCiti Double Cash Card返现 · Mastercard

    2% on every purchase (1% when you buy, 1% when you pay)

    年费
    无年费
    优惠期年利率
    0% for 18 months on balance transfers
    常规年利率
    18.49%–28.74% variable
    开卡奖励
    $200 after $1,500 spend in 6 months
    申请 查看预批准 详情
  7. DiscoverDiscover it Balance Transfer余额转账

    5% rotating categories, 1% else; long balance-transfer intro APR

    年费
    无年费
    优惠期年利率
    0% for 18 months on balance transfers
    常规年利率
    17.74%–26.74% variable
    申请 查看预批准 详情
  8. CitiCiti Simplicity Card余额转账 · Mastercard

    No rewards; no late fees, long intro APR

    年费
    无年费
    优惠期年利率
    0% for 18 months on purchases (balance-transfer intro also offered)
    常规年利率
    17.74%–28.49% variable
    申请 查看预批准 详情
  9. American ExpressAmerican Express Blue Cash Preferred Card返现

    6% US supermarkets (up to $6k/yr) & select streaming, 3% transit & US gas, 1% else

    年费
    $95/年
    优惠期年利率
    0% for up to 18 months on purchases and balance transfers (Amex says it can be as short as 6 months)
    常规年利率
    19.74%–28.74% variable
    申请 详情
  10. U.S. BankU.S. Bank Altitude Connect Visa Signature旅行 · Visa

    4x travel, 4x gas & EV charging (first $1,000/quarter), 2x grocery/dining/streaming, 1x else; 5x prepaid hotels & car rentals via U.S. Bank Travel Center

    年费
    无年费
    优惠期年利率
    0% for 15 billing cycles on purchases and balance transfers
    常规年利率
    17.74%–27.74% variable
    开卡奖励
    20,000 bonus points
    申请 详情
  11. U.S. BankU.S. Bank Cash+ Visa Signature返现 · Visa

    5% on two categories you choose (up to $2k/qtr), 2% one everyday category, 1% else

    年费
    无年费
    优惠期年利率
    0% for 15 billing cycles on purchases and balance transfers
    常规年利率
    17.99%–28.24% variable
    开卡奖励
    $200 after $1,000 spend
    申请 详情
  12. ChaseChase Freedom Unlimited返现 · Visa

    1.5% everything, 3% dining & drugstores, 5% Chase Travel

    年费
    无年费
    优惠期年利率
    0% for 15 months on purchases and balance transfers
    常规年利率
    18.49%–27.99% variable
    开卡奖励
    $200 bonus after $500 spend in 3 months
    申请 查看预批准 详情
  13. ChaseChase Freedom Flex返现 · Mastercard

    5% rotating quarterly categories, 3% dining & drugstores, 1% else

    年费
    无年费
    优惠期年利率
    0% for 15 months on purchases and balance transfers
    常规年利率
    18.49%–27.99% variable
    开卡奖励
    $250 bonus after $500 spend in 3 months
    申请 查看预批准 详情
  14. PNCPNC Cash Rewards Visa返现 · Visa

    4% gas, 3% dining, 2% grocery (on the first $8,000 combined each year), 1% else

    年费
    无年费
    优惠期年利率
    0% for 15 months on balance transfers made in the first 90 days
    常规年利率
    18.74%–28.74% variable
    开卡奖励
    $250 after $1,000 spend in 3 months
    申请 详情
  15. U.S. BankU.S. Bank Altitude Go Visa Signature返现 · Visa

    4x dining, 2x grocery/gas/streaming, 1x else

    年费
    无年费
    优惠期年利率
    0% for 15 billing cycles on purchases and balance transfers
    常规年利率
    17.74%–27.74% variable
    开卡奖励
    20,000 bonus points
    申请 详情
  16. CitiCiti Strata Card旅行 · Mastercard

    ThankYou points; 3x on a self-select category and grocery/gas/transit, 1x else

    年费
    无年费
    优惠期年利率
    0% for 15 months on purchases and balance transfers
    常规年利率
    18.74%–28.74% variable
    开卡奖励
    20,000 points after $1,000 spend in 3 months
    申请 查看预批准 详情
  17. BarclaysRCI Elite Rewards Mastercard旅行 · Mastercard

    5x RCI, 2x travel/rideshare/gas/EV charging, 1x else

    年费
    无年费
    优惠期年利率
    0% for 15 billing cycles on balance transfers made in the first 45 days
    常规年利率
    19.49%–29.74% variable
    申请 详情
  18. BarclaysAARP Essential Rewards Mastercard返现 · Mastercard

    3% gas & drugstores, 2% medical, 1% else

    年费
    无年费
    优惠期年利率
    0% for 15 billing cycles on balance transfers made in the first 45 days
    常规年利率
    20.49%–29.99% variable
    开卡奖励
    $100 after $500 spend in 90 days
    申请 详情
  19. BarclaysAARP Travel Rewards Mastercard旅行 · Mastercard

    3x travel & dining, 1x else

    年费
    无年费
    优惠期年利率
    0% for 15 billing cycles on balance transfers made in the first 45 days
    常规年利率
    20.49%–29.99% variable
    开卡奖励
    $100 after $500 spend in 90 days
    申请 详情
  20. Bank of AmericaBank of America Customized Cash Rewards返现 · Visa

    3% in a category you choose, 2% grocery & wholesale clubs (up to $2,500/qtr combined), 1% else

    年费
    无年费
    优惠期年利率
    0% for 15 billing cycles on purchases and balance transfers made in the first 60 days
    常规年利率
    17.74%–27.74% variable
    申请 查看预批准 详情
  21. American ExpressAmerican Express Blue Cash Everyday Card返现

    3% US supermarkets, US online retail, US gas (up to $6k each/yr), 1% else

    年费
    无年费
    优惠期年利率
    0% for 15 months on purchases and balance transfers
    常规年利率
    19.74%–28.74% variable
    申请 详情
  22. Capital OneCapital One VentureOne Rewards旅行 · Visa

    1.25x miles on every purchase, 5x hotels/cars via Capital One Travel

    年费
    无年费
    优惠期年利率
    0% for 15 months on purchases and balance transfers
    常规年利率
    18.74%–28.74% variable
    开卡奖励
    20,000 miles after $500 spend in 3 months
    申请 查看预批准 详情
  23. DiscoverDiscover it Cash Back返现

    5% rotating quarterly categories (up to $1,500), 1% else; Cashback Match first year

    年费
    无年费
    优惠期年利率
    0% for 15 months on purchases and balance transfers
    常规年利率
    18.74%–28.74% variable
    开卡奖励
    $200 after $500 spend in 3 months (plus first-year Cashback Match)
    申请 查看预批准 详情
  24. BarclaysCapital Vacations Mastercard旅行 · Mastercard

    5x Capital Vacations, 2x RCI/travel/gas/EV charging, 1x else

    年费
    无年费
    优惠期年利率
    0% for 15 billing cycles on balance transfers made in the first 45 days
    常规年利率
    19.49%–29.74% variable
    开卡奖励
    5,000 points after first purchase
    申请 详情
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