Cash back credit cards
Money back on what you already buy. Sorted by how much each card pays on everyday spending, with any annual fee taken into account.
Estimate based on your answers, not a credit check. Approval is up to the issuer. Advertiser disclosureHow lemonope makes moneylemonope is free to use. If you click an Apply link and apply, or are approved, the card issuer or an affiliate partner may pay us. The amount differs from card to card.That never changes your approval odds, the order cards are shown in, or which cards we show. We never sell your personal information.Approval odds are estimates, not guarantees. The issuer decides. Card terms change often, so check the issuer's site before applying. We do not list every card on the market.Read the full disclosure · Sorted by the card's own published terms, never by what an issuer pays.
43 cards · Answer 6 quick questions to see your approval odds
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American ExpressAmerican Express Blue Cash Preferred CardCash back
6% US supermarkets (up to $6k/yr) & select streaming, 3% transit & US gas, 1% else
- Annual fee
- $95/yr
- Intro APR
- 0% for up to 18 months on purchases and balance transfers (Amex says it can be as short as 6 months)
- Regular APR
- 19.74%–28.74% variable
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U.S. BankU.S. Bank Cash+ Visa SignatureCash back · 
5% on two categories you choose (up to $2k/qtr), 2% one everyday category, 1% else
- Annual fee
- No fee
- Intro APR
- 0% for 15 billing cycles on purchases and balance transfers
- Regular APR
- 17.99%–28.24% variable
- Welcome offer
- $200 after $1,000 spend
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PenFed Credit UnionPenFed Platinum Rewards Visa SignatureCash back ·
5x gas/EV charging, 3x grocery/restaurants/TV-radio-cable-streaming, 1x else
- Annual fee
- No fee
- Intro APR
- 0% for 12 months on balance transfers made in the first 60 days
- Regular APR
- 17.99% variable
- Welcome offer
- 15,000 points after $1,500 spend in 90 days
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RobinhoodRobinhood Gold CardCash back ·
3% cash back on all categories (Robinhood Gold membership required)
- Annual fee
- No fee
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SynchronyVerizon Visa CardCash back ·
4% gas, grocery & dining, 4% Verizon store purchases, 1% else (as Verizon Dollars)
- Annual fee
- No fee
- Regular APR
- 22.24%, 27.24% or 33.24% variable
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ChaseChase Freedom UnlimitedCash back ·
1.5% everything, 3% dining & drugstores, 5% Chase Travel
- Annual fee
- No fee
- Intro APR
- 0% for 15 months on purchases and balance transfers
- Regular APR
- 18.49%–27.99% variable
- Welcome offer
- $200 bonus after $500 spend in 3 months
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ChaseChase Freedom FlexCash back · 
5% rotating quarterly categories, 3% dining & drugstores, 1% else
- Annual fee
- No fee
- Intro APR
- 0% for 15 months on purchases and balance transfers
- Regular APR
- 18.49%–27.99% variable
- Welcome offer
- $250 bonus after $500 spend in 3 months
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Capital OneCapital One Savor Cash RewardsCash back ·
3% dining, entertainment, popular streaming & grocery stores, 1% else; 5% hotels/vacation rentals/rental cars via Capital One Travel
- Annual fee
- No fee
- Intro APR
- 0% for 12 months on purchases and balance transfers
- Regular APR
- 18.74%–28.74% variable
- Welcome offer
- $200 after $500 spend in 3 months
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PNCPNC Cash Rewards VisaCash back ·
4% gas, 3% dining, 2% grocery (on the first $8,000 combined each year), 1% else
- Annual fee
- No fee
- Intro APR
- 0% for 15 months on balance transfers made in the first 90 days
- Regular APR
- 18.74%–28.74% variable
- Welcome offer
- $250 after $1,000 spend in 3 months
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U.S. BankU.S. Bank Altitude Go Visa SignatureCash back ·
4x dining, 2x grocery/gas/streaming, 1x else
- Annual fee
- No fee
- Intro APR
- 0% for 15 billing cycles on purchases and balance transfers
- Regular APR
- 17.74%–27.74% variable
- Welcome offer
- 20,000 bonus points
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SynchronyVenmo Credit CardCash back ·
3% dining & entertainment, 3% paying with Venmo, 1% else; 4% when friends pay you back in Venmo
- Annual fee
- No fee
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ChaseDoorDash Rewards MastercardCash back ·
4% DoorDash/Caviar, 3% dining, 2% grocery, 1% else
- Annual fee
- No fee
- Regular APR
- 18.49%–27.99% variable
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Capital OneT-Mobile Visa CardCash back ·
5% at T-Mobile, 2% else (in T-Mobile Rewards)
- Annual fee
- No fee
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U.S. BankU.S. Bank Smartly Visa SignatureCash back ·
2% on everything, up to 4% with Smartly Savings balances
- Annual fee
- No fee
- Intro APR
- 0% for 12 billing cycles on purchases and balance transfers
- Regular APR
- 18.49%–28.49% variable
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CitiAT&T Points Plus Card from CitiCash back ·
3x gas & EV charging, 2x grocery & AT&T, 1x else (ThankYou points)
- Annual fee
- No fee
- Regular APR
- 19.74%–27.74% variable
- Welcome offer
- $200 statement credit after $1,000 spend in 3 months
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ChaseInstacart MastercardCash back ·
5% Instacart (Instacart+ members), 2% dining/gas/streaming, 1% else
- Annual fee
- No fee
- Regular APR
- 18.49%–27.99% variable
- Welcome offer
- $50 Instacart credit on approval
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Navy Federal Credit UnionNavy Federal cashRewards PlusCash back ·
2% cash back on everything (membership required)
- Annual fee
- No fee
- Regular APR
- 14.15%–18.00% variable
- Welcome offer
- $250 after $2,500 spend in 90 days
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CitiCiti Double Cash CardCash back ·
2% on every purchase (1% when you buy, 1% when you pay)
- Annual fee
- No fee
- Intro APR
- 0% for 18 months on balance transfers
- Regular APR
- 18.49%–28.74% variable
- Welcome offer
- $200 after $1,500 spend in 6 months
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Navy Federal Credit UnionNavy Federal More Rewards American ExpressCash back · 
3x supermarkets/dining/gas/transit, 1x else
- Annual fee
- No fee
- Regular APR
- 14.15%–18.00% variable
- Welcome offer
- 20,000 points after $2,000 spend in 90 days
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BarclaysAARP Essential Rewards MastercardCash back ·
3% gas & drugstores, 2% medical, 1% else
- Annual fee
- No fee
- Intro APR
- 0% for 15 billing cycles on balance transfers made in the first 45 days
- Regular APR
- 20.49%–29.99% variable
- Welcome offer
- $100 after $500 spend in 90 days
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Wells FargoWells Fargo Active CashCash back ·
2% cash rewards on purchases
- Annual fee
- No fee
- Intro APR
- 0% for 12 months on purchases and qualifying balance transfers
- Regular APR
- 18.74%, 24.74% or 28.74% variable
- Welcome offer
- $100 after $500 spend in 3 months
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Bank of AmericaBank of America Customized Cash RewardsCash back ·
3% in a category you choose, 2% grocery & wholesale clubs (up to $2,500/qtr combined), 1% else
- Annual fee
- No fee
- Intro APR
- 0% for 15 billing cycles on purchases and balance transfers made in the first 60 days
- Regular APR
- 17.74%–27.74% variable
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American ExpressAmerican Express Blue Cash Everyday CardCash back
3% US supermarkets, US online retail, US gas (up to $6k each/yr), 1% else
- Annual fee
- No fee
- Intro APR
- 0% for 15 months on purchases and balance transfers
- Regular APR
- 19.74%–28.74% variable
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Capital OneCapital One Savor for Good CreditCash back ·
3% dining, entertainment, streaming & grocery, 1% else
- Annual fee
- No fee
- Regular APR
- 29.24% variable
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Elan (Fidelity)Fidelity Rewards Visa SignatureCash back ·
2% back into a Fidelity account
- Annual fee
- No fee
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SynchronySynchrony Premier MastercardCash back ·
2% cash back on every purchase
- Annual fee
- No fee
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TD BankTD Cash Credit CardCash back ·
3% dining, 2% grocery, 1% else
- Annual fee
- No fee
- Intro APR
- 0% for 12 billing cycles on purchases; 15 billing cycles on balance transfers
- Regular APR
- 18.49%–28.49% variable
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TD BankTD Double Up Credit CardCash back ·
2% cash back on everything
- Annual fee
- No fee
- Intro APR
- 0% for 12 billing cycles on purchases; 15 billing cycles on balance transfers
- Regular APR
- 18.49%–28.49% variable
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UpgradeUpgrade OneCard EssentialsCash back ·
3% gas, groceries, streaming, utilities; 1% else
- Annual fee
- No fee
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BarclaysMy GM Rewards CardCash back ·
7x GM purchases, 3x else in GM points; up to 10x GM purchases with GM Rewards membership
- Annual fee
- No fee
- Regular APR
- 22.49%–32.49% variable
- Welcome offer
- 30,000 points after $1,000 spend in 90 days
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Capital OneCapital One SavorOne Cash RewardsCash back ·
3% dining, entertainment, streaming & grocery, 1% else
- Annual fee
- $39/yr
- Regular APR
- 29.24% variable
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SynchronyPayPal Cashback MastercardCash back ·
3% on PayPal checkout, 1.5% else
- Annual fee
- No fee
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DiscoverDiscover it Cash BackCash back
5% rotating quarterly categories (up to $1,500), 1% else; Cashback Match first year
- Annual fee
- No fee
- Intro APR
- 0% for 15 months on purchases and balance transfers
- Regular APR
- 18.74%–28.74% variable
- Welcome offer
- $200 after $500 spend in 3 months (plus first-year Cashback Match)
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Navy Federal Credit UnionNavy Federal cashRewardsCash back ·
1.5% cash back (membership required)
- Annual fee
- No fee
- Regular APR
- 14.15%–18.00% variable
- Welcome offer
- $250 after $2,500 spend in 90 days
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DiscoverDiscover it NHL CardCash back
5% rotating categories, 1% else; NHL team designs
- Annual fee
- No fee
- Intro APR
- 0% for 15 months on purchases and balance transfers
- Regular APR
- 18.74%–28.74% variable
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Bank of AmericaBank of America Unlimited Cash RewardsCash back ·
1.5% cash back on all purchases
- Annual fee
- No fee
- Intro APR
- 0% for 15 billing cycles on purchases and balance transfers made in the first 60 days
- Regular APR
- 17.74%–27.74% variable
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Capital OneCapital One Quicksilver for Good CreditCash back ·
1.5% cash back on every purchase
- Annual fee
- No fee
- Regular APR
- 29.24% variable
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DiscoverDiscover it ChromeCash back
2% gas & restaurants (up to $1,000/qtr), 1% else; Cashback Match
- Annual fee
- No fee
- Intro APR
- 0% for 15 months on purchases and balance transfers
- Regular APR
- 17.74%–26.74% variable
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Capital OneCapital One QuicksilverOne Cash RewardsCash back ·
1.5% cash back on every purchase
- Annual fee
- $39/yr
- Regular APR
- 29.24% variable
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Goldman SachsApple CardCash back ·
3% Apple & select merchants via Apple Pay, 2% Apple Pay, 1% physical card
- Annual fee
- No fee
- Regular APR
- 17.74%–27.99% variable
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BarclaysUpromise World MastercardCash back ·
1.25% cash back toward college savings
- Annual fee
- No fee
- Intro APR
- 0% for 15 billing cycles on balance transfers made in the first 45 days
- Regular APR
- 18.74%–29.74% variable
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Bank of AmericaSusan G. Komen Customized Cash RewardsCash back ·
3% choice category, 2% grocery & wholesale clubs (first $2,500/quarter combined), 1% else; supports Komen
- Annual fee
- No fee
- Intro APR
- 0% for 15 billing cycles on purchases and balance transfers made in the first 60 days
- Regular APR
- 17.74%–27.74% variable
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Credit One BankCredit One Bank American Express CardCash back ·
Unlimited 1% cash back on all purchases
- Annual fee
- $39/yr
- Regular APR
- 29.74% variable
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