연회비 없는 신용카드
카드를 갖고 있다는 이유만으로 내는 돈은 없어요. 돌려받는 혜택이 큰 순서로 정렬했어요.
신용 조회가 아닌 답변을 바탕으로 한 추정치예요. 승인 여부는 카드사가 결정해요. 광고 관련 고지lemonope가 돈을 버는 방법lemonope는 무료로 이용할 수 있어요. 신청 링크를 눌러 카드를 신청하거나 승인을 받으면 카드사나 제휴 파트너가 lemonope에 수수료를 지급할 수 있어요. 금액은 카드마다 달라요.그렇다고 승인 가능성이나 카드가 표시되는 순서, 보여 드리는 카드가 바뀌는 일은 절대 없어요. 개인정보는 절대 판매하지 않아요.승인 가능성은 추정치일 뿐 승인을 보장하지 않아요. 승인 여부는 카드사가 결정해요. 카드 조건은 자주 바뀌니 신청하기 전에 카드사 사이트를 확인하세요. 시중의 모든 카드를 보여 드리지는 않아요.고지 전문 보기 · 카드사가 공개한 카드 조건을 기준으로 정렬해요. 카드사가 내는 돈으로 순서를 정하지 않아요.
카드 122개 · 비즈니스 카드 21개는 비즈니스 탭에 있어요 · 간단한 질문 6개에 답하고 승인 가능성 확인하기
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U.S. BankU.S. Bank Cash+ Secured Visa담보형 · 
5% two categories you choose (first $2,000/quarter combined), 2% one everyday category you choose, 1% else; 5% prepaid travel via U.S. Bank Travel Center; deposit
- 연회비
- 연회비 없음
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U.S. BankU.S. Bank Altitude Connect Visa Signature여행 ·
4x travel, 4x gas & EV charging (first $1,000/quarter), 2x grocery/dining/streaming, 1x else; 5x prepaid hotels & car rentals via U.S. Bank Travel Center
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 15 billing cycles on purchases and balance transfers
- 일반 연이율(APR)
- 17.74%–27.74% variable
- 가입 혜택
- 20,000 bonus points
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U.S. BankU.S. Bank Cash+ Visa Signature캐시백 ·
5% on two categories you choose (up to $2k/qtr), 2% one everyday category, 1% else
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 15 billing cycles on purchases and balance transfers
- 일반 연이율(APR)
- 17.99%–28.24% variable
- 가입 혜택
- $200 after $1,000 spend
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PenFed Credit UnionPenFed Platinum Rewards Visa Signature캐시백 ·
5x gas/EV charging, 3x grocery/restaurants/TV-radio-cable-streaming, 1x else
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 12 months on balance transfers made in the first 60 days
- 일반 연이율(APR)
- 17.99% variable
- 가입 혜택
- 15,000 points after $1,500 spend in 90 days
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RobinhoodRobinhood Gold Card캐시백 ·
3% cash back on all categories (Robinhood Gold membership required)
- 연회비
- 연회비 없음
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SynchronyVerizon Visa Card캐시백 ·
4% gas, grocery & dining, 4% Verizon store purchases, 1% else (as Verizon Dollars)
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 22.24%, 27.24% or 33.24% variable
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ChaseChase Freedom Unlimited캐시백 ·
1.5% everything, 3% dining & drugstores, 5% Chase Travel
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 15 months on purchases and balance transfers
- 일반 연이율(APR)
- 18.49%–27.99% variable
- 가입 혜택
- $200 bonus after $500 spend in 3 months
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ChaseChase Freedom Flex캐시백 · 
5% rotating quarterly categories, 3% dining & drugstores, 1% else
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 15 months on purchases and balance transfers
- 일반 연이율(APR)
- 18.49%–27.99% variable
- 가입 혜택
- $250 bonus after $500 spend in 3 months
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Capital OneCapital One Savor Cash Rewards캐시백 ·
3% dining, entertainment, popular streaming & grocery stores, 1% else; 5% hotels/vacation rentals/rental cars via Capital One Travel
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 12 months on purchases and balance transfers
- 일반 연이율(APR)
- 18.74%–28.74% variable
- 가입 혜택
- $200 after $500 spend in 3 months
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PNCPNC Cash Rewards Visa캐시백 ·
4% gas, 3% dining, 2% grocery (on the first $8,000 combined each year), 1% else
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 15 months on balance transfers made in the first 90 days
- 일반 연이율(APR)
- 18.74%–28.74% variable
- 가입 혜택
- $250 after $1,000 spend in 3 months
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U.S. BankU.S. Bank Altitude Go Visa Signature캐시백 ·
4x dining, 2x grocery/gas/streaming, 1x else
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 15 billing cycles on purchases and balance transfers
- 일반 연이율(APR)
- 17.74%–27.74% variable
- 가입 혜택
- 20,000 bonus points
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U.S. BankU.S. Bank Altitude Go Secured Visa담보형 ·
4x dining (first $2,000/quarter), 2x grocery/gas/EV charging/streaming, 1x else; deposit
- 연회비
- 연회비 없음
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SynchronyVenmo Credit Card캐시백 ·
3% dining & entertainment, 3% paying with Venmo, 1% else; 4% when friends pay you back in Venmo
- 연회비
- 연회비 없음
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Capital OneBJ's One+ Mastercard매장 ·
5% at BJ's (One+ members), 2% else; fuel discount
- 연회비
- 연회비 없음
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ChaseDoorDash Rewards Mastercard캐시백 ·
4% DoorDash/Caviar, 3% dining, 2% grocery, 1% else
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 18.49%–27.99% variable
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Capital OneT-Mobile Visa Card캐시백 ·
5% at T-Mobile, 2% else (in T-Mobile Rewards)
- 연회비
- 연회비 없음
-
SynchronyCareCredit Rewards Mastercard매장 ·
4x CareCredit network purchases under $200 (through 12/31/27), health & wellness and pet stores; 3x grocery & restaurants; 2x else
- 연회비
- 연회비 없음
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American ExpressHilton Honors American Express Card호텔
7x Hilton, 5x restaurants/US supermarkets/US gas, 3x else
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 19.74%–28.74% variable
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U.S. BankU.S. Bank Smartly Visa Signature캐시백 ·
2% on everything, up to 4% with Smartly Savings balances
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 12 billing cycles on purchases and balance transfers
- 일반 연이율(APR)
- 18.49%–28.49% variable
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CitiAT&T Points Plus Card from Citi캐시백 ·
3x gas & EV charging, 2x grocery & AT&T, 1x else (ThankYou points)
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 19.74%–27.74% variable
- 가입 혜택
- $200 statement credit after $1,000 spend in 3 months
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Mission LaneMission Lane Visa (Gold Line, Silver Line, Green Line, Secured)신용 쌓기 ·
Gold Line: 3% gas/travel/dining, 1% else; Silver Line: 1.5% everything; also Green Line and Secured
- 연회비
- 연회비 없음
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ChaseInstacart Mastercard캐시백 ·
5% Instacart (Instacart+ members), 2% dining/gas/streaming, 1% else
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 18.49%–27.99% variable
- 가입 혜택
- $50 Instacart credit on approval
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Navy Federal Credit UnionNavy Federal cashRewards Plus캐시백 ·
2% cash back on everything (membership required)
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 14.15%–18.00% variable
- 가입 혜택
- $250 after $2,500 spend in 90 days
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CitiCiti Double Cash Card캐시백 ·
2% on every purchase (1% when you buy, 1% when you pay)
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 18 months on balance transfers
- 일반 연이율(APR)
- 18.49%–28.74% variable
- 가입 혜택
- $200 after $1,500 spend in 6 months
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CitiCiti Strata Card여행 ·
ThankYou points; 3x on a self-select category and grocery/gas/transit, 1x else
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 15 months on purchases and balance transfers
- 일반 연이율(APR)
- 18.74%–28.74% variable
- 가입 혜택
- 20,000 points after $1,000 spend in 3 months
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Navy Federal Credit UnionNavy Federal More Rewards American Express캐시백 · 
3x supermarkets/dining/gas/transit, 1x else
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 14.15%–18.00% variable
- 가입 혜택
- 20,000 points after $2,000 spend in 90 days
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BarclaysRCI Elite Rewards Mastercard여행 ·
5x RCI, 2x travel/rideshare/gas/EV charging, 1x else
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 15 billing cycles on balance transfers made in the first 45 days
- 일반 연이율(APR)
- 19.49%–29.74% variable
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Wells FargoWells Fargo Autograph여행 ·
3x dining, travel, gas, transit, streaming, phone plans; 1x else
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 12 months on purchases
- 일반 연이율(APR)
- 18.74%, 24.74% or 28.74% variable
- 가입 혜택
- 20,000 points after $1,000 spend in 3 months
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Capital OneREI Co-op Mastercard매장 ·
5% at REI (in rewards), 1.5% else
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 17.49%–28.49% variable
- 가입 혜택
- $100 REI gift card after first non-REI purchase
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BarclaysAARP Essential Rewards Mastercard캐시백 ·
3% gas & drugstores, 2% medical, 1% else
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 15 billing cycles on balance transfers made in the first 45 days
- 일반 연이율(APR)
- 20.49%–29.99% variable
- 가입 혜택
- $100 after $500 spend in 90 days
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BarclaysAARP Travel Rewards Mastercard여행 ·
3x travel & dining, 1x else
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 15 billing cycles on balance transfers made in the first 45 days
- 일반 연이율(APR)
- 20.49%–29.99% variable
- 가입 혜택
- $100 after $500 spend in 90 days
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Wells FargoWells Fargo Active Cash캐시백 ·
2% cash rewards on purchases
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 12 months on purchases and qualifying balance transfers
- 일반 연이율(APR)
- 18.74%, 24.74% or 28.74% variable
- 가입 혜택
- $100 after $500 spend in 3 months
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Capital OneCapital One Savor Student Cash Rewards학생 ·
3% dining, entertainment, streaming & grocery, 1% else
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 18.74%–28.74% variable
- 가입 혜택
- $50 cash bonus
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SynchronyOnePay Cash Rewards Mastercard (Walmart)매장 ·
5% at Walmart for Walmart+ members, 1.5% else; 3% at Walmart for non-members; 3% on all other purchases for the first 90 days (limited time)
- 연회비
- 연회비 없음
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Bank of AmericaBank of America Customized Cash Rewards캐시백 ·
3% in a category you choose, 2% grocery & wholesale clubs (up to $2,500/qtr combined), 1% else
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 15 billing cycles on purchases and balance transfers made in the first 60 days
- 일반 연이율(APR)
- 17.74%–27.74% variable
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American ExpressAmerican Express Blue Cash Everyday Card캐시백
3% US supermarkets, US online retail, US gas (up to $6k each/yr), 1% else
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 15 months on purchases and balance transfers
- 일반 연이율(APR)
- 19.74%–28.74% variable
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Capital OneCapital One Savor for Good Credit캐시백 ·
3% dining, entertainment, streaming & grocery, 1% else
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 29.24% variable
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Elan (Fidelity)Fidelity Rewards Visa Signature캐시백 ·
2% back into a Fidelity account
- 연회비
- 연회비 없음
-
SynchronySynchrony Premier Mastercard캐시백 ·
2% cash back on every purchase
- 연회비
- 연회비 없음
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TD BankTD Cash Credit Card캐시백 ·
3% dining, 2% grocery, 1% else
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 12 billing cycles on purchases; 15 billing cycles on balance transfers
- 일반 연이율(APR)
- 18.49%–28.49% variable
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TD BankTD Double Up Credit Card캐시백 ·
2% cash back on everything
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 12 billing cycles on purchases; 15 billing cycles on balance transfers
- 일반 연이율(APR)
- 18.49%–28.49% variable
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UpgradeUpgrade OneCard Essentials캐시백 ·
3% gas, groceries, streaming, utilities; 1% else
- 연회비
- 연회비 없음
-
BarclaysMy GM Rewards Card캐시백 ·
7x GM purchases, 3x else in GM points; up to 10x GM purchases with GM Rewards membership
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 22.49%–32.49% variable
- 가입 혜택
- 30,000 points after $1,000 spend in 90 days
-
ChaseIHG One Rewards Traveler호텔 ·
5x IHG, 3x dining/gas/grocery, 2x else; up to 17x total at IHG
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 19.49%–27.99% variable
- 가입 혜택
- 125,000 bonus points after $2,000 spend in 3 months
-
Capital OneCapital One VentureOne Rewards여행 ·
1.25x miles on every purchase, 5x hotels/cars via Capital One Travel
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 15 months on purchases and balance transfers
- 일반 연이율(APR)
- 18.74%–28.74% variable
- 가입 혜택
- 20,000 miles after $500 spend in 3 months
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Bank of AmericaNorwegian Cruise Line World Mastercard여행 ·
3x NCL, 2x air & hotel, 1x else
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 17.74%–27.74% variable
- 가입 혜택
- 20,000 points after $1,000 spend
-
BarclaysJetBlue Card항공 ·
3x JetBlue, 2x restaurants & grocery, 1x else
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 12 billing cycles on balance transfers made in the first 45 days
- 일반 연이율(APR)
- 19.74%–29.74% variable
- 가입 혜택
- 10,000 bonus points after qualifying purchases
-
Wells FargoOne Key Card (Expedia)여행 ·
3% in OneKeyCash on Expedia/Hotels.com/Vrbo, gas, grocery, dining; 1.5% else
- 연회비
- 연회비 없음
- 가입 혜택
- $250 OneKeyCash after $2,000 spend in 3 months
-
Bank of AmericaRoyal Caribbean Visa Signature (Royal One)여행 ·
3x Royal Caribbean, Celebrity & Silversea, 2x grocery/gas/EV charging, 1x else
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 17.74%–27.74% variable
-
SynchronyJCPenney Credit Card매장 · 매장 카드
7.5% back in CashPass Rewards at JCPenney (more for top-tier cardholders); store card, only works at JCPenney
- 연회비
- 연회비 없음
-
Capital OneKohl's Rewards Visa매장 ·
7.5% at Kohl's, 3% gas, 2% grocery stores, 1% else, all in Kohl's rewards (Kohl's Cash); if approved for the Kohl's store card instead, 7.5% at Kohl's only
- 연회비
- 연회비 없음
-
CitiWayfair Credit Card매장 ·
7% back in rewards at Wayfair brands, 3% grocery, 2% online, 1% else
- 연회비
- 연회비 없음
-
SynchronyPayPal Cashback Mastercard캐시백 ·
3% on PayPal checkout, 1.5% else
- 연회비
- 연회비 없음
-
DiscoverDiscover it Cash Back캐시백
5% rotating quarterly categories (up to $1,500), 1% else; Cashback Match first year
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 15 months on purchases and balance transfers
- 일반 연이율(APR)
- 18.74%–28.74% variable
- 가입 혜택
- $200 after $500 spend in 3 months (plus first-year Cashback Match)
-
BiltBilt Blue Card여행 ·
Up to 1.25x rent & mortgage (no fee), 1x else; up to 4x at Bilt Dining partner restaurants, 3x Lyft, up to 3x hotels & flights via Bilt Travel
- 연회비
- 연회비 없음
- 가입 혜택
- $100 of Bilt Cash
-
BarclaysCapital Vacations Mastercard여행 ·
5x Capital Vacations, 2x RCI/travel/gas/EV charging, 1x else
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 15 billing cycles on balance transfers made in the first 45 days
- 일반 연이율(APR)
- 19.49%–29.74% variable
- 가입 혜택
- 5,000 points after first purchase
-
Navy Federal Credit UnionNavy Federal cashRewards캐시백 ·
1.5% cash back (membership required)
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 14.15%–18.00% variable
- 가입 혜택
- $250 after $2,500 spend in 90 days
-
TD BankTarget Circle Card (credit)매장 · 매장 카드
5% off at Target and Target.com; store card, only works at Target
- 연회비
- 연회비 없음
- 가입 혜택
- $50 Target Circle Rewards after $50 spend in 60 days
-
BarclaysBarnes & Noble Mastercard매장 ·
5% back at Barnes & Noble & Paper Source, 2x restaurants, 1x else; $25 B&N gift card per 2,500 points
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 15 billing cycles on balance transfers made in the first 45 days
- 일반 연이율(APR)
- 17.74%–29.74% variable
- 가입 혜택
- $25 B&N gift card after first purchase
-
CitiCostco Anywhere Visa Card by Citi매장 ·
5% gas at Costco, 4% other gas & EV charging (first $7,000/yr combined), 3% restaurants & travel, 2% Costco, 1% else
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 18.99%–26.99% variable
-
DiscoverDiscover it Balance Transfer잔액 이체
5% rotating categories, 1% else; long balance-transfer intro APR
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 18 months on balance transfers
- 일반 연이율(APR)
- 17.74%–26.74% variable
-
DiscoverDiscover it NHL Card캐시백
5% rotating categories, 1% else; NHL team designs
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 15 months on purchases and balance transfers
- 일반 연이율(APR)
- 18.74%–28.74% variable
-
DiscoverDiscover it Secured Cash Back담보형
5% rotating quarterly categories (up to the quarterly max, activate), 1% else; Cashback Match first year; deposit from $49 for a $200+ line
- 연회비
- 연회비 없음
-
DiscoverDiscover it Student Cash Back학생
5% rotating categories, 1% else; Cashback Match
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 6 months on purchases
- 일반 연이율(APR)
- 16.74%–25.74% variable
-
CitiL.L.Bean Mastercard매장 ·
5% at L.L.Bean, 2% restaurants, 1% else (in Bean Bucks)
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 19.74%–30.74% variable
-
CitiMy Best Buy Visa / Best Buy Credit Card매장 ·
5% back in rewards at Best Buy, 3% gas, 2% restaurants & grocery, 1% else
- 연회비
- 연회비 없음
-
ChasePrime Visa매장 ·
5% Amazon/Whole Foods/Chase Travel (Prime members), 2% gas/dining/transit, 1% else
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 18.99%–27.74% variable
-
CitiTractor Supply Credit Card매장 · 매장 카드
5% back in rewards at Tractor Supply (or special financing on $199+); store card, only works at Tractor Supply
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 29.74%–32.74% variable
-
Capital OneCapital One Quicksilver Student Cash Rewards학생 ·
1.5% cash back on every purchase
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 18.74%–28.74% variable
- 가입 혜택
- $50 cash bonus
-
CitiAmerican Airlines AAdvantage MileUp Card항공 ·
2x AA & grocery, 1x else
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 19.74%–29.74% variable
-
Bank of AmericaBank of America Travel Rewards여행 ·
1.5 points per $1 on all purchases, no foreign fees
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 15 billing cycles on purchases and balance transfers made in the first 60 days
- 일반 연이율(APR)
- 17.74%–27.74% variable
-
Bank of AmericaBank of America Travel Rewards for Students학생 ·
1.5 points per $1, no foreign fees
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 15 billing cycles on purchases and balance transfers made in the first 60 days
- 일반 연이율(APR)
- 17.74%–27.74% variable
-
Bank of AmericaBank of America Travel Rewards Secured담보형 ·
1.5 points per $1; deposit from $200
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 27.74% variable
-
Bank of AmericaBank of America Unlimited Cash Rewards캐시백 ·
1.5% cash back on all purchases
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 15 billing cycles on purchases and balance transfers made in the first 60 days
- 일반 연이율(APR)
- 17.74%–27.74% variable
-
Bank of AmericaBank of America Unlimited Cash Rewards for Students학생 ·
1.5% on all purchases
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 15 billing cycles on purchases and balance transfers made in the first 60 days
- 일반 연이율(APR)
- 17.74%–27.74% variable
-
Bank of AmericaBank of America Unlimited Cash Rewards Secured담보형 ·
1.5% on everything; deposit from $200
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 27.74% variable
-
Capital OneCapital One Quicksilver for Good Credit캐시백 ·
1.5% cash back on every purchase
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 29.24% variable
-
Capital OneCapital One Quicksilver Secured Cash Rewards담보형 ·
1.5% cash back; refundable deposit from $200
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 29.24% variable
-
ChaseChase Freedom Rise학생 ·
1.5% cash back on everything
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 18.49%–27.99% variable
-
DiscoverDiscover it Chrome캐시백
2% gas & restaurants (up to $1,000/qtr), 1% else; Cashback Match
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 15 months on purchases and balance transfers
- 일반 연이율(APR)
- 17.74%–26.74% variable
-
DiscoverDiscover it Miles여행
1.5x miles on every purchase; Miles Match first year
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 15 months on purchases and balance transfers
- 일반 연이율(APR)
- 17.74%–26.74% variable
-
DiscoverDiscover it Student Chrome학생
2% gas & restaurants, 1% else; Cashback Match
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 6 months on purchases
- 일반 연이율(APR)
- 16.74%–25.74% variable
-
PetalPetal 2 Visa신용 쌓기 ·
1–1.5% cash back; no fees; uses banking history
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 28.24%–30.24% variable
-
U.S. BankU.S. Bank Shield Visa잔액 이체 ·
No rewards except 4% back on prepaid travel via U.S. Bank Travel Center; long intro APR
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 21 billing cycles on purchases and balance transfers
- 일반 연이율(APR)
- 17.24%–28.24% variable
-
ChaseUnited Gateway Card항공 ·
2x United, gas, transit; 1x else
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 12 months on purchases
- 일반 연이율(APR)
- 19.99%–28.49% variable
- 가입 혜택
- 40,000 miles after $1,000 spend in 3 months
-
ChaseAmazon Visa매장 ·
3% Amazon/Whole Foods/Chase Travel, 2% gas/dining/transit, 1% else
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 18.99%–27.74% variable
-
Goldman SachsApple Card캐시백 ·
3% Apple & select merchants via Apple Pay, 2% Apple Pay, 1% physical card
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 17.74%–27.99% variable
-
Wells FargoChoice Privileges Mastercard호텔 ·
5x Choice Hotels, 3x gas/grocery/home improvement/phone plans, 1x else; Gold Elite status
- 연회비
- 연회비 없음
-
BarclaysWyndham Rewards Earner Card호텔 ·
5x Wyndham hotels, 3x dining & grocery stores, 1x else; 3x Wyndham Vacation Club
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 15 billing cycles on balance transfers made in the first 45 days
- 일반 연이율(APR)
- 19.49%–29.99% variable
-
Capital OneCapital One VentureOne Rewards for Good Credit여행 ·
1.25x miles on every purchase
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 29.24% variable
-
BarclaysCarnival World Mastercard여행 ·
2x Carnival, 1x else
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 15 billing cycles on balance transfers made in the first 45 days
- 일반 연이율(APR)
- 18.74%–29.74% variable
- 가입 혜택
- 20,000 points after $1,000 spend in 90 days
-
BarclaysUpromise World Mastercard캐시백 ·
1.25% cash back toward college savings
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 15 billing cycles on balance transfers made in the first 45 days
- 일반 연이율(APR)
- 18.74%–29.74% variable
-
ChaseMarriott Bonvoy Bold호텔 ·
Up to 14x at Marriott, 2x travel, 1x else
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 19.49%–27.99% variable
- 가입 혜택
- 45,000 points after $1,000 spend in 3 months
-
American ExpressDelta SkyMiles Blue American Express Card항공
2x Delta & restaurants, 1x else
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 19.74%–28.74% variable
-
CitiDillard's Credit Card매장 ·
2x Dillard's, US gas & US supermarkets, 1x else; 1,500 points = $10 reward
- 연회비
- 연회비 없음
-
CitiMacy's Credit Card매장 · 매장 카드
2% back in Star Money at Macy's for new cardholders (more at higher Star Rewards tiers); store card, only works at Macy's
- 연회비
- 연회비 없음
-
CitiBloomingdale's Credit Card매장 · 매장 카드
1.5% back in rewards at Bloomingdale's (5,000 points = $25 reward; more at higher Loyallist tiers); store card, only works at Bloomingdale's
- 연회비
- 연회비 없음
-
ChaseDisney Visa Card매장 ·
1% in Disney Rewards Dollars on all purchases
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 18.49%–27.99% variable
- 가입 혜택
- $100 Disney gift card on approval + $50 credit after $500 spend
-
Navy Federal Credit UnionNavy Federal cashRewards Secured담보형 ·
1% cash back on all purchases; secured by a savings deposit
- 연회비
- 연회비 없음
-
Bank of AmericaBank of America Customized Cash Rewards for Students학생 ·
3% choice category, 2% grocery, 1% else
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 15 billing cycles on purchases and balance transfers made in the first 60 days
- 일반 연이율(APR)
- 17.74%–27.74% variable
-
Bank of AmericaBank of America Customized Cash Rewards Secured담보형 ·
3% choice category, 2% grocery & wholesale clubs (first $2,500/quarter combined), 1% else; deposit from $200
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 27.74% variable
-
Bank of AmericaSusan G. Komen Customized Cash Rewards캐시백 ·
3% choice category, 2% grocery & wholesale clubs (first $2,500/quarter combined), 1% else; supports Komen
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 15 billing cycles on purchases and balance transfers made in the first 60 days
- 일반 연이율(APR)
- 17.74%–27.74% variable
-
Capital OneThe Key Rewards Visa (Williams Sonoma, Pottery Barn, West Elm)매장 ·
5% back in Key Rewards at Pottery Barn, Williams Sonoma, West Elm & more, 4% grocery & dining, 1% else
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 29.24% variable
-
BarclaysAthleta Encore Mastercard매장 ·
1% back at Gap Inc. brands (5 points/$1), 0.6% other apparel brands (3 points/$1), 0.2% else (1 point/$1); 500 points = $1 reward
- 연회비
- 연회비 없음
-
BarclaysBanana Republic Encore Mastercard매장 ·
1% back at Gap Inc. brands (5 points/$1), 0.6% other apparel brands (3 points/$1), 0.2% else (1 point/$1); 500 points = $1 reward
- 연회비
- 연회비 없음
-
BarclaysGap Encore Mastercard매장 ·
1% back at Gap Inc. brands (5 points/$1), 0.6% other apparel brands (3 points/$1), 0.2% else (1 point/$1); 500 points = $1 reward
- 연회비
- 연회비 없음
-
BarclaysOld Navy Encore Mastercard매장 ·
1% back at Gap Inc. brands (5 points/$1), 0.6% other apparel brands (3 points/$1), 0.2% else (1 point/$1); 500 points = $1 reward
- 연회비
- 연회비 없음
-
Bank of AmericaBankAmericard잔액 이체 ·
No rewards; long intro APR
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 21 billing cycles on purchases and balance transfers made in the first 60 days
- 일반 연이율(APR)
- 15.24%–26.24% variable
-
Bank of AmericaBankAmericard for Students학생 ·
No rewards; intro APR
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 21 billing cycles on purchases and balance transfers made in the first 60 days
- 일반 연이율(APR)
- 15.24%–26.24% variable
-
Bank of AmericaBankAmericard Secured담보형 ·
No rewards; deposit from $200
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 26.24% variable
-
Capital OneCapital One Platinum Credit Card신용 쌓기 ·
No rewards; automatic credit-line reviews
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 29.24% variable
-
Capital OneCapital One Platinum Secured Credit Card담보형 ·
No rewards; deposit of $49, $99 or $200
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 29.24% variable
-
ChaseChase Slate Edge잔액 이체 ·
No rewards; intro APR and automatic credit-limit review
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 29.24% variable
-
CitiCiti Diamond Preferred Card잔액 이체 ·
No rewards; long intro APR on balance transfers
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 12 months on purchases; 21 months on balance transfers
- 일반 연이율(APR)
- 16.74%–27.49% variable
-
CitiCiti Secured Mastercard담보형 ·
No rewards; deposit from $200
- 연회비
- 연회비 없음
-
CitiCiti Simplicity Card잔액 이체 ·
No rewards; no late fees, long intro APR
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 18 months on purchases (balance-transfer intro also offered)
- 일반 연이율(APR)
- 17.74%–28.49% variable
-
CitiGoodyear Credit Card매장 · 매장 카드
No rewards; 6 months special financing on $250+ and cardmember tire rebates
- 연회비
- 연회비 없음
-
Navy Federal Credit UnionNavy Federal Platinum잔액 이체 ·
Low rate, no rewards
- 연회비
- 연회비 없음
- 일반 연이율(APR)
- 10.24%–18.00% variable
-
ChaseSlate Credit Card잔액 이체 ·
No rewards; long intro APR on balance transfers
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 21 months on purchases and balance transfers
- 일반 연이율(APR)
- 18.49%–28.49% variable
-
CitiThe Home Depot Consumer Credit Card매장 · 매장 카드
No rewards; special financing on qualifying purchases (up to 24 months during promotions)
- 연회비
- 연회비 없음
-
U.S. BankU.S. Bank Secured Visa담보형 ·
No rewards; deposit from $300
- 연회비
- 연회비 없음
-
Wells FargoWells Fargo Reflect잔액 이체 ·
No rewards; long intro APR on purchases & balance transfers
- 연회비
- 연회비 없음
- 프로모션 연이율(APR)
- 0% for 21 months on purchases and qualifying balance transfers
- 일반 연이율(APR)
- 17.74%, 24.24% or 28.49% variable
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