Pinakamahusay na Cash Back Credit Card ng 2026
May balik na pera sa mga binibili mo na. Naka-sort ayon sa kung magkano ang ibinabalik ng bawat card sa pang-araw-araw na paggastos, kasama sa pagtimbang ang annual fee kung mayroon.
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Puwedeng mabayaran ang lemonope kapag nag-apply ka sa ilang link sa page na ito. Hindi nito kailanman binabago ang mga impormasyong ipinapakita, ang pagkakasunod ng mga card o kung aling mga card ang isinasama namin. Paano kami kumikita
Naka-sort ayon sa mga inilathalang tuntunin ng card, hindi kailanman batay sa ibinabayad ng issuer.
Top 10 card · Tingnan ang lahat ng 43 sa buong listahan
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American ExpressAmerican Express Blue Cash Preferred CardCash back
6% US supermarkets (up to $6k/yr) & select streaming, 3% transit & US gas, 1% else
- Annual fee
- $95/taon
- Intro APR
- 0% for up to 18 months on purchases and balance transfers (Amex says it can be as short as 6 months)
- Regular APR
- 19.74%–28.74% variable
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U.S. BankU.S. Bank Cash+ Visa SignatureCash back · 
5% on two categories you choose (up to $2k/qtr), 2% one everyday category, 1% else
- Annual fee
- Walang fee
- Intro APR
- 0% for 15 billing cycles on purchases and balance transfers
- Regular APR
- 17.99%–28.24% variable
- Welcome offer
- $200 after $1,000 spend
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PenFed Credit UnionPenFed Platinum Rewards Visa SignatureCash back ·
5x gas/EV charging, 3x grocery/restaurants/TV-radio-cable-streaming, 1x else
- Annual fee
- Walang fee
- Intro APR
- 0% for 12 months on balance transfers made in the first 60 days
- Regular APR
- 17.99% variable
- Welcome offer
- 15,000 points after $1,500 spend in 90 days
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SynchronyVerizon Visa CardCash back ·
4% gas, grocery & dining, 4% Verizon store purchases, 1% else (as Verizon Dollars)
- Annual fee
- Walang fee
- Regular APR
- 22.24%, 27.24% or 33.24% variable
- Welcome offer
- $150 statement credit after first purchase in 90 days
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RobinhoodRobinhood Gold CardCash back ·
3% cash back on all categories (Robinhood Gold membership required)
- Annual fee
- Walang fee
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ChaseChase Freedom UnlimitedCash back ·
1.5% everything, 3% dining & drugstores, 5% Chase Travel
- Annual fee
- Walang fee
- Intro APR
- 0% for 15 months on purchases and balance transfers
- Regular APR
- 18.49%–27.99% variable
- Welcome offer
- $200 bonus after $500 spend in 3 months
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ChaseChase Freedom FlexCash back · 
5% rotating quarterly categories, 3% dining & drugstores, 1% else
- Annual fee
- Walang fee
- Intro APR
- 0% for 15 months on purchases and balance transfers
- Regular APR
- 18.49%–27.99% variable
- Welcome offer
- $250 bonus after $500 spend in 3 months
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Capital OneCapital One Savor Cash RewardsCash back ·
3% dining, entertainment, popular streaming & grocery stores, 1% else; 5% hotels/vacation rentals/rental cars via Capital One Travel
- Annual fee
- Walang fee
- Intro APR
- 0% for 12 months on purchases and balance transfers
- Regular APR
- 18.74%–28.74% variable
- Welcome offer
- $200 after $500 spend in 3 months
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PNCPNC Cash Rewards VisaCash back ·
4% gas, 3% dining, 2% grocery (on the first $8,000 combined each year), 1% else
- Annual fee
- Walang fee
- Intro APR
- 0% for 15 months on balance transfers made in the first 90 days
- Regular APR
- 18.74%–28.74% variable
- Welcome offer
- $250 after $1,000 spend in 3 months
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U.S. BankU.S. Bank Altitude Go Visa SignatureCash back ·
4x dining, 2x grocery/gas/streaming, 1x else
- Annual fee
- Walang fee
- Intro APR
- 0% for 15 billing cycles on purchases and balance transfers
- Regular APR
- 17.74%–27.74% variable
- Welcome offer
- 20,000 bonus points
Sinuri ang mga tuntunin noong Okt. 26, 2026 sa mismong site ng issuer. Nagbabago ang mga rate at alok; nasa page ng issuer ang mga pinal na tuntunin.
Iba pang paghahambing
- Chase Sapphire Preferred vs Capital One Venture X
- Amex Gold vs Chase Sapphire Preferred
- Citi Double Cash vs Wells Fargo Active Cash
- Amex Blue Cash Preferred vs Blue Cash Everyday
- Discover it Cash Back vs Chase Freedom Unlimited
- Chase Sapphire Reserve vs Amex Platinum