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Chase Freedom Flex vs Chase Freedom Unlimited

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Card Chase Chase Freedom Flex Chase Chase Freedom Unlimited
Annual feeNo feeNo fee
Rewards5% rotating quarterly categories, 3% dining & drugstores, 1% else1.5% everything, 3% dining & drugstores, 5% Chase Travel
Welcome offer$250 bonus after $500 spend in 3 months$200 bonus after $500 spend in 3 months
Intro APR0% for 15 months on purchases and balance transfers0% for 15 months on purchases and balance transfers
Regular APR18.49%–27.99% variable18.49%–27.99% variable
Credit usually neededGoodGood
NetworkMastercardVisa
Card typeCash backCash back
Links Apply More info Apply More info

Key differences

Where each card fits

Chase Freedom Flex
Popular 0% intro APR Balance transfer Cash back No annual fee Dining

Chase Freedom Unlimited
Popular 0% intro APR Balance transfer Cash back No annual fee Dining

Terms checked on Oct. 26, 2026 on the issuer's own site. Rates and offers change; the issuer's page has the final terms.

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