Credit cards for dining
Cards that pay extra when you eat out. Sorted by the rate on dining (hotel and store points count at about half their face value).
Estimate based on your answers, not a credit check. Approval is up to the issuer. Advertiser disclosureHow lemonope makes moneylemonope is free to use. If you click an Apply link and apply, or are approved, the card issuer or an affiliate partner may pay us. The amount differs from card to card.That never changes your approval odds, the order cards are shown in, or which cards we show. We never sell your personal information.Approval odds are estimates, not guarantees. The issuer decides. Card terms change often, so check the issuer's site before applying. We do not list every card on the market.Read the full disclosure · Sorted by the card's own published terms, never by what an issuer pays.
76 cards · Answer 6 quick questions to see your approval odds
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Credit One BankCredit One Bank Wander American Express CardTravel · 
10x hotels/cars via Credit One's travel partner, 5x travel/dining/gas, 1x else (as points)
- Annual fee
- $95/yr
- Regular APR
- 29.74% variable
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SynchronyVerizon Visa CardCash back · 
4% gas, grocery & dining, 4% Verizon store purchases, 1% else (as Verizon Dollars)
- Annual fee
- No fee
- Regular APR
- 22.24%, 27.24% or 33.24% variable
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U.S. BankU.S. Bank Altitude Go Visa SignatureCash back ·
4x dining, 2x grocery/gas/streaming, 1x else
- Annual fee
- No fee
- Intro APR
- 0% for 15 billing cycles on purchases and balance transfers
- Regular APR
- 17.74%–27.74% variable
- Welcome offer
- 20,000 bonus points
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U.S. BankU.S. Bank Altitude Go Secured VisaSecured ·
4x dining (first $2,000/quarter), 2x grocery/gas/EV charging/streaming, 1x else; deposit
- Annual fee
- No fee
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American ExpressAmerican Express Gold CardTravel
4x restaurants worldwide (up to $50K/yr) & US supermarkets (up to $25K/yr), 3x flights, 1x else; 5x prepaid hotels & 2x prepaid car rentals via Amex Travel; dining & Uber credits
- Annual fee
- $325/yr
- Regular APR
- Charge card (pay in full); Pay Over Time 19.74% to 28.74% variable APR
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American ExpressHilton Honors American Express Aspire CardHotel
14x Hilton, 7x US restaurants, flights booked direct & car rentals, 3x else; 7x flights via Amex Travel; Diamond status
- Annual fee
- $550/yr
- Regular APR
- 19.74%–28.74% variable
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PenFed Credit UnionPenFed Platinum Rewards Visa SignatureCash back ·
5x gas/EV charging, 3x grocery/restaurants/TV-radio-cable-streaming, 1x else
- Annual fee
- No fee
- Intro APR
- 0% for 12 months on balance transfers made in the first 60 days
- Regular APR
- 17.99% variable
- Welcome offer
- 15,000 points after $1,500 spend in 90 days
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ChaseChase Freedom UnlimitedCash back ·
1.5% everything, 3% dining & drugstores, 5% Chase Travel
- Annual fee
- No fee
- Intro APR
- 0% for 15 months on purchases and balance transfers
- Regular APR
- 18.49%–27.99% variable
- Welcome offer
- $200 bonus after $500 spend in 3 months
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ChaseChase Freedom FlexCash back · 
5% rotating quarterly categories, 3% dining & drugstores, 1% else
- Annual fee
- No fee
- Intro APR
- 0% for 15 months on purchases and balance transfers
- Regular APR
- 18.49%–27.99% variable
- Welcome offer
- $250 bonus after $500 spend in 3 months
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Capital OneCapital One Savor Cash RewardsCash back ·
3% dining, entertainment, popular streaming & grocery stores, 1% else; 5% hotels/vacation rentals/rental cars via Capital One Travel
- Annual fee
- No fee
- Intro APR
- 0% for 12 months on purchases and balance transfers
- Regular APR
- 18.74%–28.74% variable
- Welcome offer
- $200 after $500 spend in 3 months
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PNCPNC Cash Rewards VisaCash back ·
4% gas, 3% dining, 2% grocery (on the first $8,000 combined each year), 1% else
- Annual fee
- No fee
- Intro APR
- 0% for 15 months on balance transfers made in the first 90 days
- Regular APR
- 18.74%–28.74% variable
- Welcome offer
- $250 after $1,000 spend in 3 months
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SynchronyVenmo Credit CardCash back ·
3% dining & entertainment, 3% paying with Venmo, 1% else; 4% when friends pay you back in Venmo
- Annual fee
- No fee
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ChaseDoorDash Rewards MastercardCash back ·
4% DoorDash/Caviar, 3% dining, 2% grocery, 1% else
- Annual fee
- No fee
- Regular APR
- 18.49%–27.99% variable
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SynchronyCareCredit Rewards MastercardStore ·
4x CareCredit network purchases under $200 (through 12/31/27), health & wellness and pet stores; 3x grocery & restaurants; 2x else
- Annual fee
- No fee
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Mission LaneMission Lane Visa (Gold Line, Silver Line, Green Line, Secured)Credit building ·
Gold Line: 3% gas/travel/dining, 1% else; Silver Line: 1.5% everything; also Green Line and Secured
- Annual fee
- No fee
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Navy Federal Credit UnionNavy Federal More Rewards American ExpressCash back ·
3x supermarkets/dining/gas/transit, 1x else
- Annual fee
- No fee
- Regular APR
- 14.15%–18.00% variable
- Welcome offer
- 20,000 points after $2,000 spend in 90 days
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Wells FargoWells Fargo AutographTravel ·
3x dining, travel, gas, transit, streaming, phone plans; 1x else
- Annual fee
- No fee
- Intro APR
- 0% for 12 months on purchases
- Regular APR
- 18.74%, 24.74% or 28.74% variable
- Welcome offer
- 20,000 points after $1,000 spend in 3 months
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BarclaysAARP Travel Rewards MastercardTravel ·
3x travel & dining, 1x else
- Annual fee
- No fee
- Intro APR
- 0% for 15 billing cycles on balance transfers made in the first 45 days
- Regular APR
- 20.49%–29.99% variable
- Welcome offer
- $100 after $500 spend in 90 days
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Capital OneCapital One Savor Student Cash RewardsStudent ·
3% dining, entertainment, streaming & grocery, 1% else
- Annual fee
- No fee
- Regular APR
- 18.74%–28.74% variable
- Welcome offer
- $50 cash bonus
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Capital OneCapital One Savor for Good CreditCash back ·
3% dining, entertainment, streaming & grocery, 1% else
- Annual fee
- No fee
- Regular APR
- 29.24% variable
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TD BankTD Cash Credit CardCash back ·
3% dining, 2% grocery, 1% else
- Annual fee
- No fee
- Intro APR
- 0% for 12 billing cycles on purchases; 15 billing cycles on balance transfers
- Regular APR
- 18.49%–28.49% variable
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Wells FargoOne Key Card (Expedia)Travel ·
3% in OneKeyCash on Expedia/Hotels.com/Vrbo, gas, grocery, dining; 1.5% else
- Annual fee
- No fee
- Welcome offer
- $250 OneKeyCash after $2,000 spend in 3 months
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CitiCostco Anywhere Visa Card by CitiStore ·
5% gas at Costco, 4% other gas & EV charging (first $7,000/yr combined), 3% restaurants & travel, 2% Costco, 1% else
- Annual fee
- No fee
- Regular APR
- 18.99%–26.99% variable
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Capital OneCapital One SavorOne Cash RewardsCash back ·
3% dining, entertainment, streaming & grocery, 1% else
- Annual fee
- $39/yr
- Regular APR
- 29.24% variable
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