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热门信用卡

美国人最常用的信用卡，一站看齐。并排比较奖励、费用和优惠期年利率，看看哪张最适合你。

根据你的回答估算，并非信用查询。是否获批由发卡机构决定。 · 热门卡优先，依据我们自己精选的名单，绝不看发卡机构付了多少钱。

18 张卡 · 回答 6 个简单问题，查看你的获批概率

  1. ChaseChase Sapphire Preferred旅行 · Visa

    5x Chase Travel, 3x dining/gas stations/EV charging/vacation homes at top brands/streaming/online grocery, 2x other travel, 1x else; up to $100 Chase Travel hotel credit yearly

    年费
    $95/年
    常规年利率
    19.49%–27.74% variable
    开卡奖励
    75,000 points after $5,000 spend in 3 months
    申请 查看预批准 详情
  2. Capital OneCapital One Venture X Rewards旅行 · Visa

    10x hotels & cars, 5x flights via Capital One Travel, 2x else; $300 travel credit

    年费
    $395/年
    常规年利率
    19.74%–28.74% variable
    申请 查看预批准 详情
  3. American ExpressAmerican Express Gold Card旅行

    4x restaurants worldwide (up to $50K/yr) & US supermarkets (up to $25K/yr), 3x flights, 1x else; 5x prepaid hotels & 2x prepaid car rentals via Amex Travel; dining & Uber credits

    年费
    $325/年
    常规年利率
    Charge card (pay in full); Pay Over Time 19.74% to 28.74% variable APR
    申请 详情
  4. CitiCiti Double Cash Card返现 · Mastercard

    2% on every purchase (1% when you buy, 1% when you pay)

    年费
    无年费
    优惠期年利率
    0% for 18 months on balance transfers
    常规年利率
    18.49%–28.74% variable
    开卡奖励
    $200 after $1,500 spend in 6 months
    申请 查看预批准 详情
  5. ChaseChase Freedom Unlimited返现 · Visa

    1.5% everything, 3% dining & drugstores, 5% Chase Travel

    年费
    无年费
    优惠期年利率
    0% for 15 months on purchases and balance transfers
    常规年利率
    18.49%–27.99% variable
    开卡奖励
    $200 bonus after $500 spend in 3 months
    申请 查看预批准 详情
  6. American ExpressThe Platinum Card from American Express旅行

    5x flights booked direct (up to $500,000/yr), 1x else; 5x flights & prepaid hotels via Amex Travel; large set of travel & lifestyle credits

    年费
    $895/年
    常规年利率
    Charge card (pay in full); Pay Over Time 19.74% to 28.74% variable APR
    申请 详情
  7. DiscoverDiscover it Cash Back返现

    5% rotating quarterly categories (up to $1,500), 1% else; Cashback Match first year

    年费
    无年费
    优惠期年利率
    0% for 15 months on purchases and balance transfers
    常规年利率
    18.74%–28.74% variable
    开卡奖励
    $200 after $500 spend in 3 months (plus first-year Cashback Match)
    申请 查看预批准 详情
  8. Wells FargoWells Fargo Active Cash返现 · Visa

    2% cash rewards on purchases

    年费
    无年费
    优惠期年利率
    0% for 12 months on purchases and qualifying balance transfers
    常规年利率
    18.74%, 24.74% or 28.74% variable
    开卡奖励
    $100 after $500 spend in 3 months
    申请 查看预批准 详情
  9. American ExpressAmerican Express Blue Cash Preferred Card返现

    6% US supermarkets (up to $6k/yr) & select streaming, 3% transit & US gas, 1% else

    年费
    $95/年
    优惠期年利率
    0% for up to 18 months on purchases and balance transfers (Amex says it can be as short as 6 months)
    常规年利率
    19.74%–28.74% variable
    申请 详情
  10. Capital OneCapital One Savor Cash Rewards返现 · Mastercard

    3% dining, entertainment, popular streaming & grocery stores, 1% else; 5% hotels/vacation rentals/rental cars via Capital One Travel

    年费
    无年费
    优惠期年利率
    0% for 12 months on purchases and balance transfers
    常规年利率
    18.74%–28.74% variable
    开卡奖励
    $200 after $500 spend in 3 months
    申请 查看预批准 详情
  11. ChaseChase Sapphire Reserve旅行 · Visa

    8x Chase Travel, 4x flights/hotels direct, 3x dining, 1x else; $300 travel credit

    年费
    $795/年
    常规年利率
    19.74%–28.24% variable
    开卡奖励
    100,000 points after $6,000 spend in 3 months
    申请 查看预批准 详情
  12. ChaseChase Freedom Flex返现 · Mastercard

    5% rotating quarterly categories, 3% dining & drugstores, 1% else

    年费
    无年费
    优惠期年利率
    0% for 15 months on purchases and balance transfers
    常规年利率
    18.49%–27.99% variable
    开卡奖励
    $250 bonus after $500 spend in 3 months
    申请 查看预批准 详情
  13. Capital OneCapital One Venture Rewards旅行 · Visa

    2x miles on every purchase, 5x hotels/cars via Capital One Travel

    年费
    $95/年
    常规年利率
    19.74%–28.74% variable
    开卡奖励
    75,000 miles + $300 stays credit
    申请 查看预批准 详情
  14. Goldman SachsApple Card返现 · Mastercard

    3% Apple & select merchants via Apple Pay, 2% Apple Pay, 1% physical card

    年费
    无年费
    常规年利率
    17.74%–27.99% variable
    申请 详情
  15. American ExpressAmerican Express Blue Cash Everyday Card返现

    3% US supermarkets, US online retail, US gas (up to $6k each/yr), 1% else

    年费
    无年费
    优惠期年利率
    0% for 15 months on purchases and balance transfers
    常规年利率
    19.74%–28.74% variable
    申请 详情
  16. Wells FargoWells Fargo Autograph旅行 · Visa

    3x dining, travel, gas, transit, streaming, phone plans; 1x else

    年费
    无年费
    优惠期年利率
    0% for 12 months on purchases
    常规年利率
    18.74%, 24.74% or 28.74% variable
    开卡奖励
    20,000 points after $1,000 spend in 3 months
    申请 查看预批准 详情
  17. DiscoverDiscover it Miles旅行

    1.5x miles on every purchase; Miles Match first year

    年费
    无年费
    优惠期年利率
    0% for 15 months on purchases and balance transfers
    常规年利率
    17.74%–26.74% variable
    申请 查看预批准 详情
  18. Capital OneCapital One VentureOne Rewards旅行 · Visa

    1.25x miles on every purchase, 5x hotels/cars via Capital One Travel

    年费
    无年费
    优惠期年利率
    0% for 15 months on purchases and balance transfers
    常规年利率
    18.74%–28.74% variable
    开卡奖励
    20,000 miles after $500 spend in 3 months
    申请 查看预批准 详情

不确定哪张适合你？

回答 6 个简单问题，我们会为你排序所有卡片，并显示你的获批概率。无需注册，不查信用。

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