Popular credit cards
The credit cards Americans use most, all in one place. Compare rewards, fees and intro APR side by side, and see which one fits you.
Estimate based on your answers, not a credit check. Approval is up to the issuer. Advertiser disclosureHow lemonope makes moneylemonope is free to use. If you click an Apply link and apply, or are approved, the card issuer or an affiliate partner may pay us. The amount differs from card to card.That never changes your approval odds, the order cards are shown in, or which cards we show. We never sell your personal information.Approval odds are estimates, not guarantees. The issuer decides. Card terms change often, so check the issuer's site before applying. We do not list every card on the market.Read the full disclosure · Popular cards first, from our own curated list, never by what an issuer pays.
18 cards · Answer 6 quick questions to see your approval odds
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ChaseChase Sapphire PreferredTravel · 
5x Chase Travel, 3x dining/gas stations/EV charging/vacation homes at top brands/streaming/online grocery, 2x other travel, 1x else; up to $100 Chase Travel hotel credit yearly
- Annual fee
- $95/yr
- Regular APR
- 19.49%–27.74% variable
- Welcome offer
- 75,000 points after $5,000 spend in 3 months
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Capital OneCapital One Venture X RewardsTravel ·
10x hotels & cars, 5x flights via Capital One Travel, 2x else; $300 travel credit
- Annual fee
- $395/yr
- Regular APR
- 19.74%–28.74% variable
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American ExpressAmerican Express Gold CardTravel
4x restaurants worldwide (up to $50K/yr) & US supermarkets (up to $25K/yr), 3x flights, 1x else; 5x prepaid hotels & 2x prepaid car rentals via Amex Travel; dining & Uber credits
- Annual fee
- $325/yr
- Regular APR
- Charge card (pay in full); Pay Over Time 19.74% to 28.74% variable APR
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CitiCiti Double Cash CardCash back · 
2% on every purchase (1% when you buy, 1% when you pay)
- Annual fee
- No fee
- Intro APR
- 0% for 18 months on balance transfers
- Regular APR
- 18.49%–28.74% variable
- Welcome offer
- $200 after $1,500 spend in 6 months
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ChaseChase Freedom UnlimitedCash back ·
1.5% everything, 3% dining & drugstores, 5% Chase Travel
- Annual fee
- No fee
- Intro APR
- 0% for 15 months on purchases and balance transfers
- Regular APR
- 18.49%–27.99% variable
- Welcome offer
- $200 bonus after $500 spend in 3 months
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American ExpressThe Platinum Card from American ExpressTravel
5x flights booked direct (up to $500,000/yr), 1x else; 5x flights & prepaid hotels via Amex Travel; large set of travel & lifestyle credits
- Annual fee
- $895/yr
- Regular APR
- Charge card (pay in full); Pay Over Time 19.74% to 28.74% variable APR
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DiscoverDiscover it Cash BackCash back
5% rotating quarterly categories (up to $1,500), 1% else; Cashback Match first year
- Annual fee
- No fee
- Intro APR
- 0% for 15 months on purchases and balance transfers
- Regular APR
- 18.74%–28.74% variable
- Welcome offer
- $200 after $500 spend in 3 months (plus first-year Cashback Match)
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Wells FargoWells Fargo Active CashCash back ·
2% cash rewards on purchases
- Annual fee
- No fee
- Intro APR
- 0% for 12 months on purchases and qualifying balance transfers
- Regular APR
- 18.74%, 24.74% or 28.74% variable
- Welcome offer
- $100 after $500 spend in 3 months
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American ExpressAmerican Express Blue Cash Preferred CardCash back
6% US supermarkets (up to $6k/yr) & select streaming, 3% transit & US gas, 1% else
- Annual fee
- $95/yr
- Intro APR
- 0% for up to 18 months on purchases and balance transfers (Amex says it can be as short as 6 months)
- Regular APR
- 19.74%–28.74% variable
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Capital OneCapital One Savor Cash RewardsCash back ·
3% dining, entertainment, popular streaming & grocery stores, 1% else; 5% hotels/vacation rentals/rental cars via Capital One Travel
- Annual fee
- No fee
- Intro APR
- 0% for 12 months on purchases and balance transfers
- Regular APR
- 18.74%–28.74% variable
- Welcome offer
- $200 after $500 spend in 3 months
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ChaseChase Sapphire ReserveTravel ·
8x Chase Travel, 4x flights/hotels direct, 3x dining, 1x else; $300 travel credit
- Annual fee
- $795/yr
- Regular APR
- 19.74%–28.24% variable
- Welcome offer
- 100,000 points after $6,000 spend in 3 months
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ChaseChase Freedom FlexCash back ·
5% rotating quarterly categories, 3% dining & drugstores, 1% else
- Annual fee
- No fee
- Intro APR
- 0% for 15 months on purchases and balance transfers
- Regular APR
- 18.49%–27.99% variable
- Welcome offer
- $250 bonus after $500 spend in 3 months
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Capital OneCapital One Venture RewardsTravel ·
2x miles on every purchase, 5x hotels/cars via Capital One Travel
- Annual fee
- $95/yr
- Regular APR
- 19.74%–28.74% variable
- Welcome offer
- 75,000 miles + $300 stays credit
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Goldman SachsApple CardCash back ·
3% Apple & select merchants via Apple Pay, 2% Apple Pay, 1% physical card
- Annual fee
- No fee
- Regular APR
- 17.74%–27.99% variable
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American ExpressAmerican Express Blue Cash Everyday CardCash back
3% US supermarkets, US online retail, US gas (up to $6k each/yr), 1% else
- Annual fee
- No fee
- Intro APR
- 0% for 15 months on purchases and balance transfers
- Regular APR
- 19.74%–28.74% variable
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Wells FargoWells Fargo AutographTravel ·
3x dining, travel, gas, transit, streaming, phone plans; 1x else
- Annual fee
- No fee
- Intro APR
- 0% for 12 months on purchases
- Regular APR
- 18.74%, 24.74% or 28.74% variable
- Welcome offer
- 20,000 points after $1,000 spend in 3 months
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DiscoverDiscover it MilesTravel
1.5x miles on every purchase; Miles Match first year
- Annual fee
- No fee
- Intro APR
- 0% for 15 months on purchases and balance transfers
- Regular APR
- 17.74%–26.74% variable
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Capital OneCapital One VentureOne RewardsTravel ·
1.25x miles on every purchase, 5x hotels/cars via Capital One Travel
- Annual fee
- No fee
- Intro APR
- 0% for 15 months on purchases and balance transfers
- Regular APR
- 18.74%–28.74% variable
- Welcome offer
- 20,000 miles after $500 spend in 3 months
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