American Express Blue Cash Preferred Card vs American Express Blue Cash Everyday Card
并排比较，每项费用、利率和优惠均以发卡机构公布的为准。
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| 卡 |  American Express American Express Blue Cash Preferred Card |
 American Express American Express Blue Cash Everyday Card |
|---|---|---|
| 年费 | $95/年 | 无年费 |
| 奖励 | 6% US supermarkets (up to $6k/yr) & select streaming, 3% transit & US gas, 1% else | 3% US supermarkets, US online retail, US gas (up to $6k each/yr), 1% else |
| 开卡奖励 | 暂无信息 | 暂无信息 |
| 优惠期年利率 | 0% for up to 18 months on purchases and balance transfers (Amex says it can be as short as 6 months) | 0% for 15 months on purchases and balance transfers |
| 常规年利率 | 19.74%–28.74% variable | 19.74%–28.74% variable |
| 通常所需信用 | 良好 | 良好 |
| 卡组织 | American Express | American Express |
| 卡片类型 | 返现 | 返现 |
| 链接 | 申请 详情 | 申请 详情 |
主要区别
- American Express Blue Cash Everyday Card has the lower annual fee: $0 vs $95 for American Express Blue Cash Preferred Card.
- American Express Blue Cash Preferred Card has the longer 0% intro APR on purchases (18 months).
每张卡适合谁
American Express Blue Cash Preferred Card
热门 0% 优惠期年利率 余额转账 返现 超市 加油
American Express Blue Cash Everyday Card
热门 0% 优惠期年利率 余额转账 返现 无年费 超市 加油
条款已于 2026年10月26日 在发卡机构官网核对。 利率和优惠可能变动，最终条款以发卡机构页面为准。
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