Citi Double Cash Card vs Wells Fargo Active Cash
并排比较，每项费用、利率和优惠均以发卡机构公布的为准。
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| 卡 |  Citi Citi Double Cash Card |
 Wells Fargo Wells Fargo Active Cash |
|---|---|---|
| 年费 | 无年费 | 无年费 |
| 奖励 | 2% on every purchase (1% when you buy, 1% when you pay) | 2% cash rewards on purchases |
| 开卡奖励 | $200 after $1,500 spend in 6 months | $100 after $500 spend in 3 months |
| 优惠期年利率 | 0% for 18 months on balance transfers | 0% for 12 months on purchases and qualifying balance transfers |
| 常规年利率 | 18.49%–28.74% variable | 18.74%, 24.74% or 28.74% variable |
| 通常所需信用 | 良好 | 良好 |
| 卡组织 | Mastercard | Visa |
| 卡片类型 | 返现 | 返现 |
| 链接 | 申请 详情 | 申请 详情 |
主要区别
- Neither card charges an annual fee.
- Only Wells Fargo Active Cash lists a 0% intro APR on purchases (12 months).
- Citi Double Cash Card runs on Mastercard; Wells Fargo Active Cash runs on Visa.
每张卡适合谁
条款已于 2026年10月26日 在发卡机构官网核对。 利率和优惠可能变动，最终条款以发卡机构页面为准。
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