Chase Sapphire Reserve vs The Platinum Card from American Express
并排比较，每项费用、利率和优惠均以发卡机构公布的为准。
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| 卡 |  Chase Chase Sapphire Reserve |
 American Express The Platinum Card from American Express |
|---|---|---|
| 年费 | $795/年 | $895/年 |
| 奖励 | 8x Chase Travel, 4x flights/hotels direct, 3x dining, 1x else; $300 travel credit | 5x flights booked direct (up to $500,000/yr), 1x else; 5x flights & prepaid hotels via Amex Travel; large set of travel & lifestyle credits |
| 开卡奖励 | 100,000 points after $6,000 spend in 3 months | 暂无信息 |
| 优惠期年利率 | 暂无信息 | 暂无信息 |
| 常规年利率 | 19.74%–28.24% variable | Charge card (pay in full); Pay Over Time 19.74% to 28.74% variable APR |
| 通常所需信用 | 优秀 | 优秀 |
| 卡组织 | Visa | American Express |
| 卡片类型 | 旅行 | 旅行 |
| 链接 | 申请 详情 | 申请 详情 |
主要区别
- Chase Sapphire Reserve has the lower annual fee: $795 vs $895 for The Platinum Card from American Express.
- Chase Sapphire Reserve runs on Visa; The Platinum Card from American Express runs on American Express.
每张卡适合谁
条款已于 2026年10月26日 在发卡机构官网核对。 利率和优惠可能变动，最终条款以发卡机构页面为准。
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